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		<lastmod>2025-07-15T19:17:52+00:00</lastmod>
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		<lastmod>2025-07-15T19:17:52+00:00</lastmod>
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		<lastmod>2025-07-15T19:15:08+00:00</lastmod>
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		<lastmod>2025-07-15T19:14:05+00:00</lastmod>
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		<lastmod>2025-07-14T20:06:39+00:00</lastmod>
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		<loc>https://dev.tourmed.ca/en/faq/does-the-policy-include-dental-benefits/</loc>
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		<lastmod>2025-07-14T15:58:17+00:00</lastmod>
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		<lastmod>2025-07-14T15:57:31+00:00</lastmod>
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		<loc>https://dev.tourmed.ca/faq/quelles-sont-les-conditions-pour-pouvoir-acheter-une-protection-annulation-interruption-de-voyage/</loc>
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		<lastmod>2025-07-14T15:50:08+00:00</lastmod>
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		<lastmod>2025-07-14T15:38:41+00:00</lastmod>
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		<lastmod>2024-07-26T14:21:16+00:00</lastmod>
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		<lastmod>2024-07-26T14:21:08+00:00</lastmod>
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		<loc>https://dev.tourmed.ca/faq/pourquoi-le-nom-plan-annuel-si-vous-parlez-ensuite-de-8-15-ou-30-jours-est-ce-que-je-peux-voyager-pendant-365-jours-consecutifs/</loc>
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		<lastmod>2024-07-26T14:21:03+00:00</lastmod>
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		<lastmod>2024-07-16T17:54:36+00:00</lastmod>
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		<lastmod>2024-07-16T17:54:36+00:00</lastmod>
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	<url>
		<loc>https://dev.tourmed.ca/en/faq/whats-the-use-of-the-covid-19-rider/</loc>
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		<lastmod>2023-07-04T20:03:53+00:00</lastmod>
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		<loc>https://dev.tourmed.ca/faq/que-fait-lavenant-covid-19-exactement/</loc>
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		<lastmod>2023-07-04T20:03:20+00:00</lastmod>
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		<loc>https://dev.tourmed.ca/en/faq/can-i-add-the-covid-19-rider-to-my-existing-policy/</loc>
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		<lastmod>2023-07-04T19:35:35+00:00</lastmod>
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		<loc>https://dev.tourmed.ca/faq/puis-je-ajouter-lavenant-covid-19-a-mon-assurance-actuelle/</loc>
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		<lastmod>2023-07-04T19:25:48+00:00</lastmod>
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		<loc>https://dev.tourmed.ca/en/faq/is-the-covid-19-rider-still-relevant-now-that-the-global-advisory-to-avoid-non-essential-travel-has-been-lifted/</loc>
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		<lastmod>2023-07-04T18:56:52+00:00</lastmod>
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		<loc>https://dev.tourmed.ca/faq/lavenant-covid-19-est-il-toujours-pertinent-maintenant-que-lavis-global-deviter-les-voyages-non-essentiels-a-ete-leve/</loc>
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		<lastmod>2023-07-04T18:54:40+00:00</lastmod>
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		<lastmod>2023-07-04T18:21:27+00:00</lastmod>
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		<lastmod>2023-07-04T18:19:32+00:00</lastmod>
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		<lastmod>2023-03-22T19:49:38+00:00</lastmod>
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	<url>
		<loc>https://dev.tourmed.ca/en/faq/can-i-get-a-refund-if-my-trip-is-cancelled-or-if-i-come-back-earlier-than-planned/</loc>
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		<lastmod>2023-03-22T19:40:01+00:00</lastmod>
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		<lastmod>2023-03-21T13:55:51+00:00</lastmod>
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		<lastmod>2023-03-21T13:45:21+00:00</lastmod>
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	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/i-am-covered-by-your-collect-collect-total-plan-and-i-need-proof-of-insurance-for-my-next-trip-where-can-i-get-it/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/i-am-covered-by-your-collect-collect-total-plan-and-i-need-proof-of-insurance-for-my-next-trip-where-can-i-get-it/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/je-suis-couvert-par-votre-protection-collect-collect-total-et-jai-besoin-dune-preuve-dassurance-pour-mon-prochain-voyage-ou-puis-je-me-la-procurer/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/je-suis-couvert-par-votre-protection-collect-collect-total-et-jai-besoin-dune-preuve-dassurance-pour-mon-prochain-voyage-ou-puis-je-me-la-procurer/" />
		<lastmod>2023-03-09T15:52:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/do-you-offer-coverage-for-visitors-to-canada-students-expatriates/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/do-you-offer-coverage-for-visitors-to-canada-students-expatriates/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/offrez-vous-de-lassurance-pour-les-visiteurs-au-canada-pour-les-etudiants-pour-les-travailleurs-expatries/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/offrez-vous-de-lassurance-pour-les-visiteurs-au-canada-pour-les-etudiants-pour-les-travailleurs-expatries/" />
		<lastmod>2023-03-08T20:55:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/do-you-cover-sports/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/do-you-cover-sports/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/couvrez-vous-les-sports/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/couvrez-vous-les-sports/" />
		<lastmod>2023-03-08T20:55:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/do-you-cover-pre-existing-medical-conditions/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/do-you-cover-pre-existing-medical-conditions/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/couvrez-vous-les-conditions-medicales-preexistantes/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/couvrez-vous-les-conditions-medicales-preexistantes/" />
		<lastmod>2023-03-08T20:55:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/can-i-purchase-insurance-for-someone-who-does-not-speak-english-or-french/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/can-i-purchase-insurance-for-someone-who-does-not-speak-english-or-french/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/puis-je-acheter-de-lassurance-pour-une-personne-qui-ne-parle-ni-francais-ni-anglais/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/puis-je-acheter-de-lassurance-pour-une-personne-qui-ne-parle-ni-francais-ni-anglais/" />
		<lastmod>2023-03-08T20:55:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/what-do-you-mean-by-stable-and-controlled/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/what-do-you-mean-by-stable-and-controlled/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/stable-et-sous-controle-ca-veut-dire-quoi/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/stable-et-sous-controle-ca-veut-dire-quoi/" />
		<lastmod>2023-03-08T20:55:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/why-talk-about-8-15-or-30-days-if-its-called-an-annual-plan-can-i-travel-up-to-365-consecutive-days/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/why-talk-about-8-15-or-30-days-if-its-called-an-annual-plan-can-i-travel-up-to-365-consecutive-days/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/pourquoi-le-nom-plan-annuel-si-vous-parlez-ensuite-de-8-15-ou-30-jours-est-ce-que-je-peux-voyager-pendant-365-jours-consecutifs/" />
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		<lastmod>2023-03-08T20:54:56+00:00</lastmod>
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		<loc>https://dev.tourmed.ca/en/faq/what-if-my-trip-is-longer-than-the-selected-plan/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/what-if-my-trip-is-longer-than-the-selected-plan/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/que-faire-si-mon-voyage-est-plus-long-que-loption-choisie/" />
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		<lastmod>2023-03-08T20:54:53+00:00</lastmod>
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		<loc>https://dev.tourmed.ca/en/faq/my-broker-mentioned-a-combo-what-is-it-exactly/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/my-broker-mentioned-a-combo-what-is-it-exactly/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/mon-representant-ma-parle-dun-combo-quest-ce-que-cest/" />
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		<lastmod>2023-03-08T20:54:48+00:00</lastmod>
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		<loc>https://dev.tourmed.ca/en/faq/what-is-the-price-of-the-reduced-stability-period-option/</loc>
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		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/combien-coute-loption-periode-de-stabilite-reduite/" />
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		<lastmod>2023-03-08T20:54:45+00:00</lastmod>
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		<loc>https://dev.tourmed.ca/en/faq/what-kind-of-discount-can-i-expect-if-i-select-the-optional-exclusion-option/</loc>
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		<lastmod>2023-03-08T20:54:42+00:00</lastmod>
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		<lastmod>2023-03-08T20:54:33+00:00</lastmod>
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		<loc>https://dev.tourmed.ca/en/faq/the-dates-of-my-trip-are-not-set-in-stone-can-i-still-get-the-early-bird-discount/</loc>
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		<lastmod>2023-03-08T20:54:28+00:00</lastmod>
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		<loc>https://dev.tourmed.ca/en/faq/can-i-lock-in-my-early-bird-discount-with-the-25-deposit-option/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/can-i-lock-in-my-early-bird-discount-with-the-25-deposit-option/" />
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		<lastmod>2023-03-08T20:54:24+00:00</lastmod>
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		<loc>https://dev.tourmed.ca/faq/offrez-vous-de-lassurance-pour-les-visiteurs-au-canada-pour-les-etudiants-pour-les-travailleurs-expatries/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/do-you-offer-coverage-for-visitors-to-canada-students-expatriates/" />
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		<lastmod>2023-03-08T20:53:35+00:00</lastmod>
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		<loc>https://dev.tourmed.ca/faq/couvrez-vous-les-sports/</loc>
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		<lastmod>2023-03-08T20:53:25+00:00</lastmod>
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		<loc>https://dev.tourmed.ca/faq/couvrez-vous-les-conditions-medicales-preexistantes/</loc>
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		<lastmod>2023-03-08T20:53:20+00:00</lastmod>
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		<loc>https://dev.tourmed.ca/faq/puis-je-acheter-de-lassurance-pour-une-personne-qui-ne-parle-ni-francais-ni-anglais/</loc>
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		<lastmod>2023-03-08T20:53:15+00:00</lastmod>
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		<loc>https://dev.tourmed.ca/faq/est-ce-que-jai-besoin-de-lassurance-medicale-si-je-voyage-a-linterieur-du-canada-seulement/</loc>
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		<lastmod>2023-03-08T20:53:10+00:00</lastmod>
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		<loc>https://dev.tourmed.ca/faq/stable-et-sous-controle-ca-veut-dire-quoi/</loc>
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		<lastmod>2023-03-08T20:53:05+00:00</lastmod>
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		<loc>https://dev.tourmed.ca/faq/la-prime-est-elle-remboursable-si-mon-voyage-est-annule-ou-si-je-reviens-plus-tot-que-prevu/</loc>
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		<lastmod>2023-03-08T20:52:59+00:00</lastmod>
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		<loc>https://dev.tourmed.ca/faq/combien-coute-loption-periode-de-stabilite-reduite/</loc>
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		<lastmod>2023-03-08T20:52:37+00:00</lastmod>
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		<lastmod>2023-03-08T20:52:32+00:00</lastmod>
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		<lastmod>2023-03-08T20:52:27+00:00</lastmod>
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		<loc>https://dev.tourmed.ca/faq/je-voyagerai-avec-une-amie-mais-nous-desirons-payer-nos-polices-dassurance-separement-avons-nous-droit-au-rabais-2-voyageurs/</loc>
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		<lastmod>2023-03-08T20:52:22+00:00</lastmod>
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		<lastmod>2023-03-08T20:52:18+00:00</lastmod>
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		<lastmod>2023-03-08T20:52:14+00:00</lastmod>
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		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/can-i-pay-monthly/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/puis-je-faire-des-paiements-mensuels/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/puis-je-faire-des-paiements-mensuels/" />
		<lastmod>2023-03-08T20:51:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/can-i-purchase-baggage-insurance-by-itself/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/can-i-purchase-baggage-insurance-by-itself/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/puis-je-acheter-uniquement-la-protection-des-bagages/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/puis-je-acheter-uniquement-la-protection-des-bagages/" />
		<lastmod>2023-03-08T20:51:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/what-risks-are-covered-by-trip-cancellation-interruption-insurance/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/what-risks-are-covered-by-trip-cancellation-interruption-insurance/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/quels-risques-sont-couverts-par-la-protection-annulation-interruption-de-voyage/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/quels-risques-sont-couverts-par-la-protection-annulation-interruption-de-voyage/" />
		<lastmod>2023-03-08T20:51:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/i-am-a-group-insurance-broker-how-can-i-add-your-products-to-my-portfolio/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/i-am-a-group-insurance-broker-how-can-i-add-your-products-to-my-portfolio/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/je-suis-courtier-en-assurances-collectives-comment-faire-pour-ajouter-vos-produits-a-mon-offre/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/je-suis-courtier-en-assurances-collectives-comment-faire-pour-ajouter-vos-produits-a-mon-offre/" />
		<lastmod>2023-03-08T20:50:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/i-have-insurance-through-another-insurer-can-i-add-the-covid-19-rider-to-that-policy/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/i-have-insurance-through-another-insurer-can-i-add-the-covid-19-rider-to-that-policy/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/est-ce-que-je-peux-ajouter-lavenant-covid-19-a-une-police-dun-autre-assureur/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/est-ce-que-je-peux-ajouter-lavenant-covid-19-a-une-police-dun-autre-assureur/" />
		<lastmod>2023-03-08T20:50:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/does-the-covid-19-rider-cover-variants/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/does-the-covid-19-rider-cover-variants/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/lavenant-covid-19-couvre-t-il-les-variants/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/lavenant-covid-19-couvre-t-il-les-variants/" />
		<lastmod>2023-03-08T20:50:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/how-much-does-the-covid-19-rider-cost/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/how-much-does-the-covid-19-rider-cost/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/combien-coute-lavenant-covid-19/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/combien-coute-lavenant-covid-19/" />
		<lastmod>2023-03-08T20:50:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/i-am-on-a-trip-and-i-have-symptoms-i-would-like-to-see-a-doctor-i-have-the-covid-19-rider-on-my-policy-can-i-go-to-the-nearest-hospital-or-must-i-still-call-emergency-assistance-before-going-anywhe/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/i-am-on-a-trip-and-i-have-symptoms-i-would-like-to-see-a-doctor-i-have-the-covid-19-rider-on-my-policy-can-i-go-to-the-nearest-hospital-or-must-i-still-call-emergency-assistance-before-going-anywhe/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/je-suis-en-voyage-et-je-ressens-des-symptomes-jai-lavenant-covid-19-sur-ma-police-est-ce-que-je-peux-me-rendre-a-lhopital-directement-ou-dois-je-tout-de-meme-appeler-l/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/je-suis-en-voyage-et-je-ressens-des-symptomes-jai-lavenant-covid-19-sur-ma-police-est-ce-que-je-peux-me-rendre-a-lhopital-directement-ou-dois-je-tout-de-meme-appeler-l/" />
		<lastmod>2023-03-08T20:50:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/if-i-choose-to-get-vaccinated-for-covid-19-or-get-a-booster-shot-while-on-my-trip-are-medical-complications-covered-what-if-i-get-the-shot-prior-to-my-departure-2/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/if-i-choose-to-get-vaccinated-for-covid-19-or-get-a-booster-shot-while-on-my-trip-are-medical-complications-covered-what-if-i-get-the-shot-prior-to-my-departure-2/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/si-je-decide-de-recevoir-le-vaccin-de-la-covid-19-durant-mon-voyage-est-ce-que-les-complications-medicales-reliees-au-vaccin-seront-couvertes/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/si-je-decide-de-recevoir-le-vaccin-de-la-covid-19-durant-mon-voyage-est-ce-que-les-complications-medicales-reliees-au-vaccin-seront-couvertes/" />
		<lastmod>2023-03-08T20:50:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/i-must-provide-a-negative-test-result-to-covid-19-made-within-a-certain-time-frame-before-my-return-does-my-policy-cover-the-costs-of-this-test/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/i-must-provide-a-negative-test-result-to-covid-19-made-within-a-certain-time-frame-before-my-return-does-my-policy-cover-the-costs-of-this-test/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/est-ce-que-ma-protection-couvre-les-frais-pour-passer-le-test-de-depistage-obligatoire-de-la-covid-19-avant-mon-retour/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/est-ce-que-ma-protection-couvre-les-frais-pour-passer-le-test-de-depistage-obligatoire-de-la-covid-19-avant-mon-retour/" />
		<lastmod>2023-03-08T20:50:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/will-my-policy-cover-the-additional-expenses-if-i-cannot-get-tested-prior-to-my-scheduled-return-date-or-if-i-dont-receive-my-result-on-time-and-need-to-extend-my-stay-2/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/will-my-policy-cover-the-additional-expenses-if-i-cannot-get-tested-prior-to-my-scheduled-return-date-or-if-i-dont-receive-my-result-on-time-and-need-to-extend-my-stay-2/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/si-je-ne-reussis-pas-a-obtenir-un-test-negatif-dans-les-72-heures-qui-precedent-mon-retour-et-que-je-dois-prolonger-mon-sejour-est-ce-que-lassurance-couvre-mes-frais-supplementaires/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/si-je-ne-reussis-pas-a-obtenir-un-test-negatif-dans-les-72-heures-qui-precedent-mon-retour-et-que-je-dois-prolonger-mon-sejour-est-ce-que-lassurance-couvre-mes-frais-supplementaires/" />
		<lastmod>2023-03-08T20:50:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/am-i-covered-for-the-covid-19-test-made-upon-my-return-and-additional-hotel-expenses-if-applicable/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/am-i-covered-for-the-covid-19-test-made-upon-my-return-and-additional-hotel-expenses-if-applicable/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/ma-police-couvre-t-elle-les-frais-dun-test-de-depistage-de-la-covid-19-effectue-a-mon-retour-et-lhebergement-dans-un-hotel-le-cas-echeant/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/ma-police-couvre-t-elle-les-frais-dun-test-de-depistage-de-la-covid-19-effectue-a-mon-retour-et-lhebergement-dans-un-hotel-le-cas-echeant/" />
		<lastmod>2023-03-08T20:49:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/if-i-choose-to-get-vaccinated-for-covid-19-or-get-a-booster-shot-while-on-my-trip-are-costs-for-the-vaccine-covered-by-my-policy/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/if-i-choose-to-get-vaccinated-for-covid-19-or-get-a-booster-shot-while-on-my-trip-are-costs-for-the-vaccine-covered-by-my-policy/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/si-je-decide-de-recevoir-le-vaccin-de-la-covid-19-durant-mon-voyage-est-ce-que-le-cout-est-couvert-par-ma-police-dassurance-2/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/si-je-decide-de-recevoir-le-vaccin-de-la-covid-19-durant-mon-voyage-est-ce-que-le-cout-est-couvert-par-ma-police-dassurance-2/" />
		<lastmod>2023-03-08T20:49:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/puis-je-faire-des-paiements-mensuels/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/can-i-pay-monthly/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/puis-je-faire-des-paiements-mensuels/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/puis-je-faire-des-paiements-mensuels/" />
		<lastmod>2023-03-08T20:48:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/puis-je-acheter-uniquement-la-protection-des-bagages/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/can-i-purchase-baggage-insurance-by-itself/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/puis-je-acheter-uniquement-la-protection-des-bagages/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/puis-je-acheter-uniquement-la-protection-des-bagages/" />
		<lastmod>2023-03-08T20:48:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/quels-risques-sont-couverts-par-la-protection-annulation-interruption-de-voyage/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/what-risks-are-covered-by-trip-cancellation-interruption-insurance/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/quels-risques-sont-couverts-par-la-protection-annulation-interruption-de-voyage/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/quels-risques-sont-couverts-par-la-protection-annulation-interruption-de-voyage/" />
		<lastmod>2023-03-08T20:48:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/je-suis-couvert-par-votre-protection-collect-collect-total-et-jai-besoin-dune-preuve-dassurance-pour-mon-prochain-voyage-ou-puis-je-me-la-procurer/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/i-am-covered-by-your-collect-collect-total-plan-and-i-need-proof-of-insurance-for-my-next-trip-where-can-i-get-it/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/je-suis-couvert-par-votre-protection-collect-collect-total-et-jai-besoin-dune-preuve-dassurance-pour-mon-prochain-voyage-ou-puis-je-me-la-procurer/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/je-suis-couvert-par-votre-protection-collect-collect-total-et-jai-besoin-dune-preuve-dassurance-pour-mon-prochain-voyage-ou-puis-je-me-la-procurer/" />
		<lastmod>2023-03-08T20:48:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/je-suis-courtier-en-assurances-collectives-comment-faire-pour-ajouter-vos-produits-a-mon-offre/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/i-am-a-group-insurance-broker-how-can-i-add-your-products-to-my-portfolio/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/je-suis-courtier-en-assurances-collectives-comment-faire-pour-ajouter-vos-produits-a-mon-offre/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/je-suis-courtier-en-assurances-collectives-comment-faire-pour-ajouter-vos-produits-a-mon-offre/" />
		<lastmod>2023-03-08T20:48:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/est-ce-que-je-peux-ajouter-lavenant-covid-19-a-une-police-dun-autre-assureur/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/i-have-insurance-through-another-insurer-can-i-add-the-covid-19-rider-to-that-policy/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/est-ce-que-je-peux-ajouter-lavenant-covid-19-a-une-police-dun-autre-assureur/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/est-ce-que-je-peux-ajouter-lavenant-covid-19-a-une-police-dun-autre-assureur/" />
		<lastmod>2023-03-08T20:48:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/lavenant-covid-19-couvre-t-il-les-variants/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/does-the-covid-19-rider-cover-variants/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/lavenant-covid-19-couvre-t-il-les-variants/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/lavenant-covid-19-couvre-t-il-les-variants/" />
		<lastmod>2023-03-08T20:47:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/combien-coute-lavenant-covid-19/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/how-much-does-the-covid-19-rider-cost/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/combien-coute-lavenant-covid-19/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/combien-coute-lavenant-covid-19/" />
		<lastmod>2023-03-08T20:47:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/je-suis-en-voyage-et-je-ressens-des-symptomes-jai-lavenant-covid-19-sur-ma-police-est-ce-que-je-peux-me-rendre-a-lhopital-directement-ou-dois-je-tout-de-meme-appeler-l/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/i-am-on-a-trip-and-i-have-symptoms-i-would-like-to-see-a-doctor-i-have-the-covid-19-rider-on-my-policy-can-i-go-to-the-nearest-hospital-or-must-i-still-call-emergency-assistance-before-going-anywhe/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/je-suis-en-voyage-et-je-ressens-des-symptomes-jai-lavenant-covid-19-sur-ma-police-est-ce-que-je-peux-me-rendre-a-lhopital-directement-ou-dois-je-tout-de-meme-appeler-l/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/je-suis-en-voyage-et-je-ressens-des-symptomes-jai-lavenant-covid-19-sur-ma-police-est-ce-que-je-peux-me-rendre-a-lhopital-directement-ou-dois-je-tout-de-meme-appeler-l/" />
		<lastmod>2023-03-08T20:47:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/si-je-decide-de-recevoir-le-vaccin-de-la-covid-19-durant-mon-voyage-est-ce-que-les-complications-medicales-reliees-au-vaccin-seront-couvertes/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/if-i-choose-to-get-vaccinated-for-covid-19-or-get-a-booster-shot-while-on-my-trip-are-medical-complications-covered-what-if-i-get-the-shot-prior-to-my-departure-2/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/si-je-decide-de-recevoir-le-vaccin-de-la-covid-19-durant-mon-voyage-est-ce-que-les-complications-medicales-reliees-au-vaccin-seront-couvertes/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/si-je-decide-de-recevoir-le-vaccin-de-la-covid-19-durant-mon-voyage-est-ce-que-les-complications-medicales-reliees-au-vaccin-seront-couvertes/" />
		<lastmod>2023-03-08T20:47:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/est-ce-que-ma-protection-couvre-les-frais-pour-passer-le-test-de-depistage-obligatoire-de-la-covid-19-avant-mon-retour/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/i-must-provide-a-negative-test-result-to-covid-19-made-within-a-certain-time-frame-before-my-return-does-my-policy-cover-the-costs-of-this-test/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/est-ce-que-ma-protection-couvre-les-frais-pour-passer-le-test-de-depistage-obligatoire-de-la-covid-19-avant-mon-retour/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/est-ce-que-ma-protection-couvre-les-frais-pour-passer-le-test-de-depistage-obligatoire-de-la-covid-19-avant-mon-retour/" />
		<lastmod>2023-03-08T20:47:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/si-je-ne-reussis-pas-a-obtenir-un-test-negatif-dans-les-72-heures-qui-precedent-mon-retour-et-que-je-dois-prolonger-mon-sejour-est-ce-que-lassurance-couvre-mes-frais-supplementaires/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/will-my-policy-cover-the-additional-expenses-if-i-cannot-get-tested-prior-to-my-scheduled-return-date-or-if-i-dont-receive-my-result-on-time-and-need-to-extend-my-stay-2/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/si-je-ne-reussis-pas-a-obtenir-un-test-negatif-dans-les-72-heures-qui-precedent-mon-retour-et-que-je-dois-prolonger-mon-sejour-est-ce-que-lassurance-couvre-mes-frais-supplementaires/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/si-je-ne-reussis-pas-a-obtenir-un-test-negatif-dans-les-72-heures-qui-precedent-mon-retour-et-que-je-dois-prolonger-mon-sejour-est-ce-que-lassurance-couvre-mes-frais-supplementaires/" />
		<lastmod>2023-03-08T20:47:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/ma-police-couvre-t-elle-les-frais-dun-test-de-depistage-de-la-covid-19-effectue-a-mon-retour-et-lhebergement-dans-un-hotel-le-cas-echeant/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/am-i-covered-for-the-covid-19-test-made-upon-my-return-and-additional-hotel-expenses-if-applicable/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/ma-police-couvre-t-elle-les-frais-dun-test-de-depistage-de-la-covid-19-effectue-a-mon-retour-et-lhebergement-dans-un-hotel-le-cas-echeant/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/ma-police-couvre-t-elle-les-frais-dun-test-de-depistage-de-la-covid-19-effectue-a-mon-retour-et-lhebergement-dans-un-hotel-le-cas-echeant/" />
		<lastmod>2023-03-08T20:47:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/si-je-decide-de-recevoir-le-vaccin-de-la-covid-19-durant-mon-voyage-est-ce-que-le-cout-est-couvert-par-ma-police-dassurance-2/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/if-i-choose-to-get-vaccinated-for-covid-19-or-get-a-booster-shot-while-on-my-trip-are-costs-for-the-vaccine-covered-by-my-policy/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/si-je-decide-de-recevoir-le-vaccin-de-la-covid-19-durant-mon-voyage-est-ce-que-le-cout-est-couvert-par-ma-police-dassurance-2/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/si-je-decide-de-recevoir-le-vaccin-de-la-covid-19-durant-mon-voyage-est-ce-que-le-cout-est-couvert-par-ma-police-dassurance-2/" />
		<lastmod>2023-03-08T20:47:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/is-emergency-assistance-always-available/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/is-emergency-assistance-always-available/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/est-ce-que-lassistance-durgence-est-disponible-en-tout-temps/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/est-ce-que-lassistance-durgence-est-disponible-en-tout-temps/" />
		<lastmod>2023-03-08T20:45:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/can-i-extend-my-policy-after-i-have-left-canada/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/can-i-extend-my-policy-after-i-have-left-canada/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/puis-je-prolonger-ma-police-dassurance-meme-si-je-suis-deja-en-voyage/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/puis-je-prolonger-ma-police-dassurance-meme-si-je-suis-deja-en-voyage/" />
		<lastmod>2023-03-08T20:45:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/what-happens-if-i-cannot-come-back-on-my-scheduled-return-date-for-something-thats-beyond-my-control/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/what-happens-if-i-cannot-come-back-on-my-scheduled-return-date-for-something-thats-beyond-my-control/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/que-se-passera-t-il-si-je-ne-peux-revenir-a-la-date-prevue-pour-une-raison-qui-est-hors-de-mon-controle/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/que-se-passera-t-il-si-je-ne-peux-revenir-a-la-date-prevue-pour-une-raison-qui-est-hors-de-mon-controle/" />
		<lastmod>2023-03-08T20:45:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/the-policy-states-that-i-must-call-you-before-treatment-or-consultation-what-if-i-cant-call-or-if-im-unconscious/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/the-policy-states-that-i-must-call-you-before-treatment-or-consultation-what-if-i-cant-call-or-if-im-unconscious/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/la-police-mentionne-que-je-dois-vous-appeler-avant-de-consulter-que-faire-si-je-ne-suis-pas-en-etat-dappeler-ou-si-je-suis-inconscient/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/la-police-mentionne-que-je-dois-vous-appeler-avant-de-consulter-que-faire-si-je-ne-suis-pas-en-etat-dappeler-ou-si-je-suis-inconscient/" />
		<lastmod>2023-03-08T20:45:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/to-whom-must-i-pay-my-deductible-do-i-need-to-call-you-only-if-my-claim-is-more-expensive-than-my-deductible/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/to-whom-must-i-pay-my-deductible-do-i-need-to-call-you-only-if-my-claim-is-more-expensive-than-my-deductible/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/si-jai-une-franchise-sur-ma-police-ou-dois-je-la-payer-est-ce-que-je-dois-vous-appeler-seulement-si-ma-reclamation-depasse-le-montant-de-ma-franchise/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/si-jai-une-franchise-sur-ma-police-ou-dois-je-la-payer-est-ce-que-je-dois-vous-appeler-seulement-si-ma-reclamation-depasse-le-montant-de-ma-franchise/" />
		<lastmod>2023-03-08T20:44:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/i-called-you-i-was-treated-but-im-not-feeling-better-am-i-still-covered/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/i-called-you-i-was-treated-but-im-not-feeling-better-am-i-still-covered/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/je-vous-ai-appele-et-jai-ete-traite-mais-je-ne-vais-pas-mieux-suis-je-toujours-couvert/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/je-vous-ai-appele-et-jai-ete-traite-mais-je-ne-vais-pas-mieux-suis-je-toujours-couvert/" />
		<lastmod>2023-03-08T20:44:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/may-i-have-the-list-of-clinics-and-hospitals-in-your-network-why-a-network/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/may-i-have-the-list-of-clinics-and-hospitals-in-your-network-why-a-network/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/puis-je-avoir-la-liste-des-cliniques-et-hopitaux-de-votre-reseau-pourquoi-un-reseau/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/puis-je-avoir-la-liste-des-cliniques-et-hopitaux-de-votre-reseau-pourquoi-un-reseau/" />
		<lastmod>2023-03-08T20:44:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/what-is-covered-by-this-policy/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/what-is-covered-by-this-policy/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/quest-ce-qui-est-couvert-par-cette-police-dassurance/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/quest-ce-qui-est-couvert-par-cette-police-dassurance/" />
		<lastmod>2023-03-08T20:44:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/do-i-have-to-pay-for-medication/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/do-i-have-to-pay-for-medication/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/est-ce-que-les-medicaments-sont-couverts/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/est-ce-que-les-medicaments-sont-couverts/" />
		<lastmod>2023-03-08T20:44:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/do-you-cover-the-services-of-a-chiropractor-podiatrist-or-physiotherapist/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/do-you-cover-the-services-of-a-chiropractor-podiatrist-or-physiotherapist/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/couvrez-vous-les-services-dun-chiropraticien-podiatre-physiotherapeute-ou-dermatologue/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/couvrez-vous-les-services-dun-chiropraticien-podiatre-physiotherapeute-ou-dermatologue/" />
		<lastmod>2023-03-08T20:44:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/do-you-cover-biopsy-in-case-of-a-skin-problem/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/do-you-cover-biopsy-in-case-of-a-skin-problem/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/couvrez-vous-la-biopsie-dans-le-cas-dun-probleme-de-peau/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/couvrez-vous-la-biopsie-dans-le-cas-dun-probleme-de-peau/" />
		<lastmod>2023-03-08T20:44:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/i-need-to-see-a-doctor-what-are-my-options/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/i-need-to-see-a-doctor-what-are-my-options/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/je-veux-consulter-un-medecin-que-dois-je-faire/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/je-veux-consulter-un-medecin-que-dois-je-faire/" />
		<lastmod>2023-03-08T20:44:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/do-i-need-to-fill-out-the-claim-form-that-you-sent-me/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/do-i-need-to-fill-out-the-claim-form-that-you-sent-me/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/est-ce-que-je-dois-remplir-le-formulaire-de-reclamation-recu/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/est-ce-que-je-dois-remplir-le-formulaire-de-reclamation-recu/" />
		<lastmod>2023-03-08T20:44:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/why-must-i-fill-out-the-form-about-my-government-health-insurance/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/why-must-i-fill-out-the-form-about-my-government-health-insurance/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/pourquoi-est-il-necessaire-de-remplir-le-formulaire-de-mon-assurance-maladie-gouvernementale/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/pourquoi-est-il-necessaire-de-remplir-le-formulaire-de-mon-assurance-maladie-gouvernementale/" />
		<lastmod>2023-03-08T20:44:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/how-long-do-i-have-to-send-back-my-completed-claim-form/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/how-long-do-i-have-to-send-back-my-completed-claim-form/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/de-combien-de-temps-est-ce-que-je-dispose-pour-envoyer-mon-formulaire-de-reclamation/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/de-combien-de-temps-est-ce-que-je-dispose-pour-envoyer-mon-formulaire-de-reclamation/" />
		<lastmod>2023-03-08T20:44:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/si-je-ne-reussis-pas-a-obtenir-un-test-negatif-dans-les-72-heures-qui-precedent-mon-retour-et-que-je-dois-prolonger-mon-sejour-est-ce-que-lassurance-couvre-mes-frais-supplementaires-2/</loc>
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/si-je-ne-reussis-pas-a-obtenir-un-test-negatif-dans-les-72-heures-qui-precedent-mon-retour-et-que-je-dois-prolonger-mon-sejour-est-ce-que-lassurance-couvre-mes-frais-supplementaires-2/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/si-je-ne-reussis-pas-a-obtenir-un-test-negatif-dans-les-72-heures-qui-precedent-mon-retour-et-que-je-dois-prolonger-mon-sejour-est-ce-que-lassurance-couvre-mes-frais-supplementaires-2/" />
		<lastmod>2023-03-08T20:42:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/est-ce-que-lassistance-durgence-est-disponible-en-tout-temps/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/is-emergency-assistance-always-available/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/est-ce-que-lassistance-durgence-est-disponible-en-tout-temps/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/est-ce-que-lassistance-durgence-est-disponible-en-tout-temps/" />
		<lastmod>2023-03-08T20:42:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/puis-je-prolonger-ma-police-dassurance-meme-si-je-suis-deja-en-voyage/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/can-i-extend-my-policy-after-i-have-left-canada/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/puis-je-prolonger-ma-police-dassurance-meme-si-je-suis-deja-en-voyage/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/puis-je-prolonger-ma-police-dassurance-meme-si-je-suis-deja-en-voyage/" />
		<lastmod>2023-03-08T20:42:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/que-se-passera-t-il-si-je-ne-peux-revenir-a-la-date-prevue-pour-une-raison-qui-est-hors-de-mon-controle/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/what-happens-if-i-cannot-come-back-on-my-scheduled-return-date-for-something-thats-beyond-my-control/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/que-se-passera-t-il-si-je-ne-peux-revenir-a-la-date-prevue-pour-une-raison-qui-est-hors-de-mon-controle/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/que-se-passera-t-il-si-je-ne-peux-revenir-a-la-date-prevue-pour-une-raison-qui-est-hors-de-mon-controle/" />
		<lastmod>2023-03-08T20:42:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/la-police-mentionne-que-je-dois-vous-appeler-avant-de-consulter-que-faire-si-je-ne-suis-pas-en-etat-dappeler-ou-si-je-suis-inconscient/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/the-policy-states-that-i-must-call-you-before-treatment-or-consultation-what-if-i-cant-call-or-if-im-unconscious/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/la-police-mentionne-que-je-dois-vous-appeler-avant-de-consulter-que-faire-si-je-ne-suis-pas-en-etat-dappeler-ou-si-je-suis-inconscient/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/la-police-mentionne-que-je-dois-vous-appeler-avant-de-consulter-que-faire-si-je-ne-suis-pas-en-etat-dappeler-ou-si-je-suis-inconscient/" />
		<lastmod>2023-03-08T20:42:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/si-jai-une-franchise-sur-ma-police-ou-dois-je-la-payer-est-ce-que-je-dois-vous-appeler-seulement-si-ma-reclamation-depasse-le-montant-de-ma-franchise/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/to-whom-must-i-pay-my-deductible-do-i-need-to-call-you-only-if-my-claim-is-more-expensive-than-my-deductible/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/si-jai-une-franchise-sur-ma-police-ou-dois-je-la-payer-est-ce-que-je-dois-vous-appeler-seulement-si-ma-reclamation-depasse-le-montant-de-ma-franchise/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/si-jai-une-franchise-sur-ma-police-ou-dois-je-la-payer-est-ce-que-je-dois-vous-appeler-seulement-si-ma-reclamation-depasse-le-montant-de-ma-franchise/" />
		<lastmod>2023-03-08T20:42:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/est-ce-que-je-vais-devoir-payer-la-clinique-ou-lhopital-directement/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/no-the-covid-19-rider-is-exclusive-to-tourmed-and-cannot-be-added-to-a-policy-you-have-from-another-insurer-ask-your-representative-or-call-customer-service-for-a-tourmed-quote/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/est-ce-que-je-vais-devoir-payer-la-clinique-ou-lhopital-directement/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/est-ce-que-je-vais-devoir-payer-la-clinique-ou-lhopital-directement/" />
		<lastmod>2023-03-08T20:42:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/je-vous-ai-appele-et-jai-ete-traite-mais-je-ne-vais-pas-mieux-suis-je-toujours-couvert/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/i-called-you-i-was-treated-but-im-not-feeling-better-am-i-still-covered/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/je-vous-ai-appele-et-jai-ete-traite-mais-je-ne-vais-pas-mieux-suis-je-toujours-couvert/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/je-vous-ai-appele-et-jai-ete-traite-mais-je-ne-vais-pas-mieux-suis-je-toujours-couvert/" />
		<lastmod>2023-03-08T20:42:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/puis-je-avoir-la-liste-des-cliniques-et-hopitaux-de-votre-reseau-pourquoi-un-reseau/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/may-i-have-the-list-of-clinics-and-hospitals-in-your-network-why-a-network/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/puis-je-avoir-la-liste-des-cliniques-et-hopitaux-de-votre-reseau-pourquoi-un-reseau/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/puis-je-avoir-la-liste-des-cliniques-et-hopitaux-de-votre-reseau-pourquoi-un-reseau/" />
		<lastmod>2023-03-08T20:42:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/quest-ce-qui-est-couvert-par-cette-police-dassurance/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/what-is-covered-by-this-policy/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/quest-ce-qui-est-couvert-par-cette-police-dassurance/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/quest-ce-qui-est-couvert-par-cette-police-dassurance/" />
		<lastmod>2023-03-08T20:42:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/est-ce-que-les-medicaments-sont-couverts/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/do-i-have-to-pay-for-medication/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/est-ce-que-les-medicaments-sont-couverts/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/est-ce-que-les-medicaments-sont-couverts/" />
		<lastmod>2023-03-08T20:41:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/couvrez-vous-les-services-dun-chiropraticien-podiatre-physiotherapeute-ou-dermatologue/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/do-you-cover-the-services-of-a-chiropractor-podiatrist-or-physiotherapist/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/couvrez-vous-les-services-dun-chiropraticien-podiatre-physiotherapeute-ou-dermatologue/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/couvrez-vous-les-services-dun-chiropraticien-podiatre-physiotherapeute-ou-dermatologue/" />
		<lastmod>2023-03-08T20:41:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/couvrez-vous-la-biopsie-dans-le-cas-dun-probleme-de-peau/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/do-you-cover-biopsy-in-case-of-a-skin-problem/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/couvrez-vous-la-biopsie-dans-le-cas-dun-probleme-de-peau/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/couvrez-vous-la-biopsie-dans-le-cas-dun-probleme-de-peau/" />
		<lastmod>2023-03-08T20:41:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/je-veux-consulter-un-medecin-que-dois-je-faire/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/i-need-to-see-a-doctor-what-are-my-options/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/je-veux-consulter-un-medecin-que-dois-je-faire/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/je-veux-consulter-un-medecin-que-dois-je-faire/" />
		<lastmod>2023-03-08T20:41:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/est-ce-que-je-dois-remplir-le-formulaire-de-reclamation-recu/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/do-i-need-to-fill-out-the-claim-form-that-you-sent-me/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/est-ce-que-je-dois-remplir-le-formulaire-de-reclamation-recu/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/est-ce-que-je-dois-remplir-le-formulaire-de-reclamation-recu/" />
		<lastmod>2023-03-08T20:41:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/pourquoi-est-il-necessaire-de-remplir-le-formulaire-de-mon-assurance-maladie-gouvernementale/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/why-must-i-fill-out-the-form-about-my-government-health-insurance/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/pourquoi-est-il-necessaire-de-remplir-le-formulaire-de-mon-assurance-maladie-gouvernementale/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/pourquoi-est-il-necessaire-de-remplir-le-formulaire-de-mon-assurance-maladie-gouvernementale/" />
		<lastmod>2023-03-08T20:41:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/de-combien-de-temps-est-ce-que-je-dispose-pour-envoyer-mon-formulaire-de-reclamation/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/how-long-do-i-have-to-send-back-my-completed-claim-form/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/de-combien-de-temps-est-ce-que-je-dispose-pour-envoyer-mon-formulaire-de-reclamation/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/de-combien-de-temps-est-ce-que-je-dispose-pour-envoyer-mon-formulaire-de-reclamation/" />
		<lastmod>2023-03-08T20:41:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/what-must-i-do-if-i-paid-out-for-medical-services-while-on-my-trip/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/what-must-i-do-if-i-paid-out-for-medical-services-while-on-my-trip/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/que-dois-je-faire-pour-reclamer-des-depenses-medicales-que-jai-encourues-durant-mon-voyage/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/que-dois-je-faire-pour-reclamer-des-depenses-medicales-que-jai-encourues-durant-mon-voyage/" />
		<lastmod>2023-03-08T20:40:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/que-dois-je-faire-pour-reclamer-des-depenses-medicales-que-jai-encourues-durant-mon-voyage/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/what-must-i-do-if-i-paid-out-for-medical-services-while-on-my-trip/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/que-dois-je-faire-pour-reclamer-des-depenses-medicales-que-jai-encourues-durant-mon-voyage/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/que-dois-je-faire-pour-reclamer-des-depenses-medicales-que-jai-encourues-durant-mon-voyage/" />
		<lastmod>2023-03-08T20:39:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/a-family-member-just-passed-away-and-i-must-return-to-canada-is-this-covered/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/a-family-member-just-passed-away-and-i-must-return-to-canada-is-this-covered/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/un-membre-de-ma-famille-est-decede-et-je-dois-retourner-au-canada-est-ce-couvert-par-mon-assurance/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/un-membre-de-ma-famille-est-decede-et-je-dois-retourner-au-canada-est-ce-couvert-par-mon-assurance/" />
		<lastmod>2023-03-08T20:39:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/un-membre-de-ma-famille-est-decede-et-je-dois-retourner-au-canada-est-ce-couvert-par-mon-assurance/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/a-family-member-just-passed-away-and-i-must-return-to-canada-is-this-covered/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/un-membre-de-ma-famille-est-decede-et-je-dois-retourner-au-canada-est-ce-couvert-par-mon-assurance/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/un-membre-de-ma-famille-est-decede-et-je-dois-retourner-au-canada-est-ce-couvert-par-mon-assurance/" />
		<lastmod>2023-03-08T20:39:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/i-am-returning-home-but-my-car-broke-down-and-my-policy-expires-tomorrow-what-should-i-do/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/i-am-returning-home-but-my-car-broke-down-and-my-policy-expires-tomorrow-what-should-i-do/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/je-suis-sur-le-chemin-du-retour-mais-jai-un-bris-mecanique-sur-ma-voiture-et-ma-couverture-dassurance-se-termine-demain-que-faire/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/je-suis-sur-le-chemin-du-retour-mais-jai-un-bris-mecanique-sur-ma-voiture-et-ma-couverture-dassurance-se-termine-demain-que-faire/" />
		<lastmod>2023-03-08T20:39:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/je-suis-sur-le-chemin-du-retour-mais-jai-un-bris-mecanique-sur-ma-voiture-et-ma-couverture-dassurance-se-termine-demain-que-faire/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/i-am-returning-home-but-my-car-broke-down-and-my-policy-expires-tomorrow-what-should-i-do/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/je-suis-sur-le-chemin-du-retour-mais-jai-un-bris-mecanique-sur-ma-voiture-et-ma-couverture-dassurance-se-termine-demain-que-faire/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/je-suis-sur-le-chemin-du-retour-mais-jai-un-bris-mecanique-sur-ma-voiture-et-ma-couverture-dassurance-se-termine-demain-que-faire/" />
		<lastmod>2023-03-08T20:39:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/are-paramedical-fees-fully-covered/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/are-paramedical-fees-fully-covered/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/est-ce-que-les-frais-paramedicaux-sont-couverts-a-100/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/est-ce-que-les-frais-paramedicaux-sont-couverts-a-100/" />
		<lastmod>2023-03-08T20:39:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/est-ce-que-les-frais-paramedicaux-sont-couverts-a-100/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/are-paramedical-fees-fully-covered/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/est-ce-que-les-frais-paramedicaux-sont-couverts-a-100/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/est-ce-que-les-frais-paramedicaux-sont-couverts-a-100/" />
		<lastmod>2023-03-08T20:39:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/i-had-a-medical-emergency-while-on-my-trip-and-was-prescribed-medication-which-i-must-now-renew-is-renewal-covered/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/i-had-a-medical-emergency-while-on-my-trip-and-was-prescribed-medication-which-i-must-now-renew-is-renewal-covered/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/a-la-suite-dune-condition-medicale-survenue-lors-de-mon-voyage-je-dois-maintenant-renouveler-une-prescription-est-ce-que-la-police-couvre-les-frais-encourus-pour-ce-renouvellement/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/a-la-suite-dune-condition-medicale-survenue-lors-de-mon-voyage-je-dois-maintenant-renouveler-une-prescription-est-ce-que-la-police-couvre-les-frais-encourus-pour-ce-renouvellement/" />
		<lastmod>2023-03-08T20:38:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/a-la-suite-dune-condition-medicale-survenue-lors-de-mon-voyage-je-dois-maintenant-renouveler-une-prescription-est-ce-que-la-police-couvre-les-frais-encourus-pour-ce-renouvellement/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/i-had-a-medical-emergency-while-on-my-trip-and-was-prescribed-medication-which-i-must-now-renew-is-renewal-covered/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/a-la-suite-dune-condition-medicale-survenue-lors-de-mon-voyage-je-dois-maintenant-renouveler-une-prescription-est-ce-que-la-police-couvre-les-frais-encourus-pour-ce-renouvellement/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/a-la-suite-dune-condition-medicale-survenue-lors-de-mon-voyage-je-dois-maintenant-renouveler-une-prescription-est-ce-que-la-police-couvre-les-frais-encourus-pour-ce-renouvellement/" />
		<lastmod>2023-03-08T20:38:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/the-service-provider-could-not-provide-the-service-and-offered-a-credit-what-should-i-do/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/the-service-provider-could-not-provide-the-service-and-offered-a-credit-what-should-i-do/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/le-fournisseur-na-pas-pu-offrir-le-service-et-ma-offert-un-credit-que-dois-je-faire/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/le-fournisseur-na-pas-pu-offrir-le-service-et-ma-offert-un-credit-que-dois-je-faire/" />
		<lastmod>2023-03-08T20:38:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/le-fournisseur-na-pas-pu-offrir-le-service-et-ma-offert-un-credit-que-dois-je-faire/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/the-service-provider-could-not-provide-the-service-and-offered-a-credit-what-should-i-do/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/le-fournisseur-na-pas-pu-offrir-le-service-et-ma-offert-un-credit-que-dois-je-faire/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/le-fournisseur-na-pas-pu-offrir-le-service-et-ma-offert-un-credit-que-dois-je-faire/" />
		<lastmod>2023-03-08T20:38:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/si-je-decide-de-recevoir-le-vaccin-pour-la-covid-19-ou-une-dose-de-rappel-durant-mon-voyage-est-ce-que-les-complications-medicales-reliees-au-vaccin-seront-couvertes-et-si-je-recois-la-dose-de-rappe/</loc>
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/si-je-decide-de-recevoir-le-vaccin-pour-la-covid-19-ou-une-dose-de-rappel-durant-mon-voyage-est-ce-que-les-complications-medicales-reliees-au-vaccin-seront-couvertes-et-si-je-recois-la-dose-de-rappe/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/si-je-decide-de-recevoir-le-vaccin-pour-la-covid-19-ou-une-dose-de-rappel-durant-mon-voyage-est-ce-que-les-complications-medicales-reliees-au-vaccin-seront-couvertes-et-si-je-recois-la-dose-de-rappe/" />
		<lastmod>2023-03-08T20:36:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/can-i-get-a-quote-for-another-person/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/can-i-get-a-quote-for-another-person/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/puis-je-demander-une-soumission-pour-une-autre-personne/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/puis-je-demander-une-soumission-pour-une-autre-personne/" />
		<lastmod>2023-03-08T20:35:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/puis-je-demander-une-soumission-pour-une-autre-personne/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/can-i-get-a-quote-for-another-person/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/puis-je-demander-une-soumission-pour-une-autre-personne/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/puis-je-demander-une-soumission-pour-une-autre-personne/" />
		<lastmod>2023-03-08T20:35:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/what-do-you-mean-by-immediate-family-member/</loc>
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		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/quest-ce-quun-membre-de-la-famille-immediate/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/quest-ce-quun-membre-de-la-famille-immediate/" />
		<lastmod>2023-03-08T20:35:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/quest-ce-quun-membre-de-la-famille-immediate/</loc>
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		<lastmod>2023-03-08T20:35:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/my-parents-will-be-visiting-me-in-canada-is-this-a-good-plan-for-them/</loc>
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		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/mes-parents-viendront-me-visiter-au-canada-est-ce-un-produit-pour-eux/" />
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		<lastmod>2023-03-08T20:35:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/mes-parents-viendront-me-visiter-au-canada-est-ce-un-produit-pour-eux/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/my-parents-will-be-visiting-me-in-canada-is-this-a-good-plan-for-them/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/mes-parents-viendront-me-visiter-au-canada-est-ce-un-produit-pour-eux/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/mes-parents-viendront-me-visiter-au-canada-est-ce-un-produit-pour-eux/" />
		<lastmod>2023-03-08T20:35:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/whats-the-difference-between-the-family-visit-protection-and-the-family-plan/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/whats-the-difference-between-the-family-visit-protection-and-the-family-plan/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/quelle-est-la-difference-entre-la-protection-visite-famille-et-un-plan-familial/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/quelle-est-la-difference-entre-la-protection-visite-famille-et-un-plan-familial/" />
		<lastmod>2023-03-08T20:34:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/quelle-est-la-difference-entre-la-protection-visite-famille-et-un-plan-familial/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/whats-the-difference-between-the-family-visit-protection-and-the-family-plan/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/quelle-est-la-difference-entre-la-protection-visite-famille-et-un-plan-familial/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/quelle-est-la-difference-entre-la-protection-visite-famille-et-un-plan-familial/" />
		<lastmod>2023-03-08T20:34:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/may-i-add-options-to-our-family-visit-protection/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/may-i-add-options-to-our-family-visit-protection/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/puis-je-ajouter-des-options-sur-la-protection-visite-famille/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/puis-je-ajouter-des-options-sur-la-protection-visite-famille/" />
		<lastmod>2023-03-08T20:34:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/puis-je-ajouter-des-options-sur-la-protection-visite-famille/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/may-i-add-options-to-our-family-visit-protection/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/puis-je-ajouter-des-options-sur-la-protection-visite-famille/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/puis-je-ajouter-des-options-sur-la-protection-visite-famille/" />
		<lastmod>2023-03-08T20:34:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/en/faq/im-a-snowbird-and-i-have-more-than-one-child-can-they-all-get-the-family-visit-protection/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/im-a-snowbird-and-i-have-more-than-one-child-can-they-all-get-the-family-visit-protection/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/je-suis-snowbird-et-jai-plusieurs-enfants-peuvent-ils-tous-beneficier-du-rabais-applicable-au-plan-visite-famille/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/je-suis-snowbird-et-jai-plusieurs-enfants-peuvent-ils-tous-beneficier-du-rabais-applicable-au-plan-visite-famille/" />
		<lastmod>2023-03-08T20:33:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/je-suis-snowbird-et-jai-plusieurs-enfants-peuvent-ils-tous-beneficier-du-rabais-applicable-au-plan-visite-famille/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/im-a-snowbird-and-i-have-more-than-one-child-can-they-all-get-the-family-visit-protection/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/je-suis-snowbird-et-jai-plusieurs-enfants-peuvent-ils-tous-beneficier-du-rabais-applicable-au-plan-visite-famille/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/je-suis-snowbird-et-jai-plusieurs-enfants-peuvent-ils-tous-beneficier-du-rabais-applicable-au-plan-visite-famille/" />
		<lastmod>2023-03-08T20:33:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/jai-une-reclamation-ai-je-droit-au-remboursement-des-journees-inutilisees/</loc>
		<xhtml:link rel="alternate" hreflang="en" href="https://dev.tourmed.ca/en/faq/i-made-a-claim-can-i-still-get-a-refund-for-the-unused-days-of-my-coverage/" />
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/jai-une-reclamation-ai-je-droit-au-remboursement-des-journees-inutilisees/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/jai-une-reclamation-ai-je-droit-au-remboursement-des-journees-inutilisees/" />
		<lastmod>2023-03-08T19:56:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/will-my-policy-cover-the-additional-expenses-if-i-cannot-get-tested-prior-to-my-scheduled-return-date-or-if-i-dont-receive-my-result-on-time-and-need-to-extend-my-stay/</loc>
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/will-my-policy-cover-the-additional-expenses-if-i-cannot-get-tested-prior-to-my-scheduled-return-date-or-if-i-dont-receive-my-result-on-time-and-need-to-extend-my-stay/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/will-my-policy-cover-the-additional-expenses-if-i-cannot-get-tested-prior-to-my-scheduled-return-date-or-if-i-dont-receive-my-result-on-time-and-need-to-extend-my-stay/" />
		<lastmod>2023-02-26T13:48:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/if-i-choose-to-get-vaccinated-for-covid-19-or-get-a-booster-shot-while-on-my-trip-are-medical-complications-covered-what-if-i-get-the-shot-prior-to-my-departure/</loc>
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/if-i-choose-to-get-vaccinated-for-covid-19-or-get-a-booster-shot-while-on-my-trip-are-medical-complications-covered-what-if-i-get-the-shot-prior-to-my-departure/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/if-i-choose-to-get-vaccinated-for-covid-19-or-get-a-booster-shot-while-on-my-trip-are-medical-complications-covered-what-if-i-get-the-shot-prior-to-my-departure/" />
		<lastmod>2023-02-26T13:44:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://dev.tourmed.ca/faq/my-return-flight-was-cancelled-modified-i-wish-to-extend-my-trip/</loc>
		<xhtml:link rel="alternate" hreflang="fr" href="https://dev.tourmed.ca/faq/my-return-flight-was-cancelled-modified-i-wish-to-extend-my-trip/" />
		<xhtml:link rel="alternate" hreflang="x-default" href="https://dev.tourmed.ca/faq/my-return-flight-was-cancelled-modified-i-wish-to-extend-my-trip/" />
		<lastmod>2023-02-26T13:10:19+00:00</lastmod>
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