{"id":3716,"date":"2021-07-14T10:07:12","date_gmt":"2021-07-14T14:07:12","guid":{"rendered":"https:\/\/dev.tourmed.ca\/our-travel-insurance\/our-plans-and-protections\/other-protections-trip-cancellation-interruption-insurance-baggage-accidental-death-dismemberment\/"},"modified":"2025-07-15T13:22:06","modified_gmt":"2025-07-15T17:22:06","slug":"other-protections-trip-cancellation-interruption-insurance-baggage-accidental-death-dismemberment","status":"publish","type":"page","link":"https:\/\/dev.tourmed.ca\/en\/travel-insurance\/plans-and-protections\/other-protections-trip-cancellation-interruption-insurance-baggage-accidental-death-dismemberment\/","title":{"rendered":"Other Protections (Trip Cancellation &#038; Interruption Insurance, Baggage, Accidental Death &#038; Dismemberment)"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3716\" class=\"elementor elementor-3716 elementor-292\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-67ddaec stickymtop e-flex e-con-boxed e-con e-parent\" data-id=\"67ddaec\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-37da6fc5 e-con-full e-flex e-con e-child\" data-id=\"37da6fc5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-12ab62e0 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"12ab62e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><span style='font-size:.6em;padding-bottom:15px'>Other protections<\/span><br>Trip Cancellation &amp; Interruption, Baggage, Accidental Death &amp; Dismemberment<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c3fd74b elementor-widget elementor-widget-text-editor\" data-id=\"c3fd74b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The Trip Cancellation &amp; Interruption Insurance was revised and updated in July 2025 to better suit your needs!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b22e1c7 elementor-widget__width-auto elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"6b22e1c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/dev.tourmed.ca\/en\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request a call back<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2769e149 elementor-widget elementor-widget-button\" data-id=\"2769e149\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/b2c.tourmed.ca\/login\/?guid=1e0331c8-e922-480d-8be7-57f11678c427&#038;_gl=1*1c5xwzs*_ga*Njc2MTg4ODg3LjE2NzM0NjI0NjI.*_ga_C9MGJ87D5J*MTY3ODE1MDMyMS40Ni4xLjE2NzgxNTA5ODAuMC4wLjA.&#038;_ga=2.70505686.717956520.1678150322-676188887.1673462462\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get a quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d55073b e-con-full tm-rc-lr e-flex elementor-invisible e-con e-child\" data-id=\"d55073b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;background_motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;background_motion_fx_translateY_effect&quot;:&quot;yes&quot;,&quot;background_motion_fx_translateY_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]},&quot;background_motion_fx_translateY_direction&quot;:&quot;negative&quot;,&quot;animation&quot;:&quot;fadeInDown&quot;,&quot;background_motion_fx_range&quot;:&quot;viewport&quot;,&quot;background_motion_fx_translateY_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:100}},&quot;background_motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-753b8024 elementor-widget__width-auto elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"753b8024\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg class=\"text-red-500 fill-current w-18 h-auto xl:w-28\" viewBox=\"0 0 210 210\"><path d=\"m140 140v70h-70v-70zm-70-70v70h-70v-70zm140 0v70h-70v-70zm-70-70v70h-70v-70z\" fill-rule=\"evenodd\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6d40fa15 e-flex e-con-boxed e-con e-parent\" data-id=\"6d40fa15\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-19afd87d e-con-full e-flex e-con e-child\" data-id=\"19afd87d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1e2fbdfc elementor-widget elementor-widget-heading\" data-id=\"1e2fbdfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What\u2019s important about these protections?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-454b2a60 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"454b2a60\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>As the name suggests, travel medical insurance covers costs and expenses pertaining to a medical emergency happening while on a trip.<\/p><p>But what will become of your non-refundable deposits if you need to cancel or interrupt your trip? The sudden death of a family member, pregnancy, or involuntarily losing your job are only a few of the reasons that could alter your plans. To protect deposits given on an upcoming trip, Trip Cancellation &amp; Interruption Insurance is what you need. (Fun fact, this protection was completely revised and improved in July 2025 to better suit your needs! We even added the optional protection\u00a0 \u201cCancel For Any Reason\u201d.)<\/p><p>And to avoid having to wear the gift shop\u2019s ugly t-shirt all week if you find out that your luggage had a different destination in mind, you need to purchase insurance that will cover the loss, theft, delay or damage to your baggage and personal effects.<\/p><p>With these optional protections in your back pocket, missing a correspondence or having to cancel your trip won\u2019t feel as awful as it sounds.<\/p><h3>Do these protections meet your needs?<\/h3><ul><li>Travellers of 90 years old and less<\/li><li>Coverage offered for one trip at a time<\/li><li>Up to $25,000 for trip cancellation and interruption<\/li><li>Up to $1,500 for baggage and personal effects<\/li><li>Up to $100,000 in case of accidental death or dismemberment<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d66923a elementor-widget elementor-widget-text-editor\" data-id=\"2d66923a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>* Certain conditions and age limits may apply. Please see the policy for full details.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-79d7df7f e-con-full e-flex e-con e-child\" data-id=\"79d7df7f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a641383 elementor-widget elementor-widget-heading\" data-id=\"3a641383\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Are you eligible?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6aed7108 elementor-position-inline-start elementor-widget__width-inherit elementor-mobile-position-inline-start elementor-widget-mobile__width-inherit elementor-view-stacked elementor-shape-circle elementor-widget elementor-widget-icon-box\" data-id=\"6aed7108\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"w-7 h-auto stroke-current\" width=\"17\" height=\"24\" viewBox=\"0 0 17 24\"><g fill=\"none\" fill-rule=\"evenodd\"><g stroke-width=\"1\"><path d=\"M8.5 14.692a4.93 4.93 0 0 1-4.903-4.418L3.2 7.313a4.928 4.928 0 0 1 4.901-5.44h.798a4.928 4.928 0 0 1 4.902 5.44l-.399 2.96a4.928 4.928 0 0 1-4.902 4.42z\"><\/path><path d=\"M11.129 13.931c1.105 1.51 2.469 2.515 3.716 3.176 1.577.836 1.523 3.114-.064 3.93-1.877.966-4 1.51-6.281 1.51-2.282 0-4.404-.544-6.281-1.51-1.587-.816-1.641-3.094-.064-3.93 1.247-.661 2.611-1.665 3.716-3.176\"><\/path><\/g><\/g><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tTravellers of 90 years old and less (read Eligibility below)\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1b0fe39 e-flex e-con-boxed e-con e-child\" data-id=\"1b0fe39\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-085195c elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"085195c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What else do you need to know?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5bd17e9 elementor-widget__width-initial elementor-absolute elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-html\" data-id=\"5bd17e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;,&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]},&quot;motion_fx_translateY_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:100}},&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<svg class=\"w-72 h-auto stroke-current text-red-500\" width=\"275\" height=\"275\" viewBox=\"0 0 693 693\"><path vector-effect=\"non-scaling-stroke\" fill-rule=\"evenodd\" fill=\"none\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M461.667 461.667V692H231.333V461.667h230.334zM231.333 231.333v230.334H1V231.333h230.333zm460.667 0v230.334H461.667V231.333H692zM461.667 1v230.333H231.333V1h230.334z\"><\/path><\/svg>\r\n<style>\r\n    .stroke-current {\r\n    stroke: #E1261C!important;\r\n}\r\n<\/style>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-606b4dac e-flex e-con-boxed e-con e-parent\" data-id=\"606b4dac\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1f301442 e-con-full e-flex e-con e-child\" data-id=\"1f301442\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5f852270 tm-acdn elementor-widget__width-inherit elementor-widget elementor-widget-accordion\" data-id=\"5f852270\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-1601\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1601\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"512\" viewBox=\"0 0 512 512\" width=\"512\"><g id=\"_03_Login\" data-name=\"03 Login\"><path d=\"m256 512a25 25 0 0 1 -25-25v-462a25 25 0 0 1 50 0v462a25 25 0 0 1 -25 25z\"><\/path><path d=\"m487 281h-462a25 25 0 0 1 0-50h462a25 25 0 0 1 0 50z\"><\/path><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Capa_1\" x=\"0px\" y=\"0px\" width=\"121.805px\" height=\"121.804px\" viewBox=\"0 0 121.805 121.804\" style=\"enable-background:new 0 0 121.805 121.804;\" xml:space=\"preserve\"><g>\t<g>\t\t<path d=\"M7.308,68.211h107.188c4.037,0,7.309-3.272,7.309-7.31c0-4.037-3.271-7.309-7.309-7.309H7.308   C3.272,53.593,0,56.865,0,60.902C0,64.939,3.272,68.211,7.308,68.211z\"><\/path>\t<\/g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Coverage types and amounts<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-1601\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1601\"><p>\u201cTrip Cancellation &amp; Interruption insurance\u201d provides coverage up to $25,000 and can be sold as a stand-alone protection.<\/p><p>\u201cBaggage\u201d insurance provides coverage up to $1,500 for your baggage and personal effects, but cannot be sold by itself: it must be combined with \u201cTrip Cancellation &amp; Interruption insurance\u201d, in which case you will be getting \u201cAccidental Death &amp; Dismemberment insurance\u201d as a bonus, providing coverage up to $100,000.<\/p><p>See the policy for details of each protection.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-1602\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1602\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"512\" viewBox=\"0 0 512 512\" width=\"512\"><g id=\"_03_Login\" data-name=\"03 Login\"><path d=\"m256 512a25 25 0 0 1 -25-25v-462a25 25 0 0 1 50 0v462a25 25 0 0 1 -25 25z\"><\/path><path d=\"m487 281h-462a25 25 0 0 1 0-50h462a25 25 0 0 1 0 50z\"><\/path><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Capa_1\" x=\"0px\" y=\"0px\" width=\"121.805px\" height=\"121.804px\" viewBox=\"0 0 121.805 121.804\" style=\"enable-background:new 0 0 121.805 121.804;\" xml:space=\"preserve\"><g>\t<g>\t\t<path d=\"M7.308,68.211h107.188c4.037,0,7.309-3.272,7.309-7.31c0-4.037-3.271-7.309-7.309-7.309H7.308   C3.272,53.593,0,56.865,0,60.902C0,64.939,3.272,68.211,7.308,68.211z\"><\/path>\t<\/g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Eligibility conditions<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-1602\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1602\"><p>To be eligible for Trip Cancellation and Interruption Insurance or for the Non-Medical Package, You must:<\/p><ul><li>Be a Canadian resident;<\/li><li>Be aged 90 years or less;<\/li><li>Have purchased this policy within thirty (30) days of the first non-refundable deposit of Your Trip. If You purchased the option \u201cCancel For Any Reason\u201d, the option must be purchased <strong>at the same time<\/strong> as the non-medical protection, and the<strong> delay to purchase the protection and the option is reduced<\/strong> to five (5) days of the first non-refundable deposit of Your Trip.<\/li><li>Purchase the insurance to cover the non-refundable, non-transferable portion of Your travel arrangements, to a maximum of CAN $25,000 per <em>Insured Person.<\/em><\/li><\/ul><p>If You chose to insure only a portion of Your non-refundable and non-transferable travel arrangements, the amount of Your reimbursement will be reduced for the following two (2) benefits:<\/p><ul><li>Unused portion of the insured travel arrangements that are non-refundable, non-transferable, and for which no credit was either offered or available; and<\/li><li>New occupancy rates.<\/li><\/ul><p>These reimbursements will be proportional to the maximum coverage indicated on <em>Your Travel Insurance Confirmation<\/em>, with respect to the sum of all non-refundable payments made for the <em>Trip<\/em>.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-1603\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1603\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"512\" viewBox=\"0 0 512 512\" width=\"512\"><g id=\"_03_Login\" data-name=\"03 Login\"><path d=\"m256 512a25 25 0 0 1 -25-25v-462a25 25 0 0 1 50 0v462a25 25 0 0 1 -25 25z\"><\/path><path d=\"m487 281h-462a25 25 0 0 1 0-50h462a25 25 0 0 1 0 50z\"><\/path><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Capa_1\" x=\"0px\" y=\"0px\" width=\"121.805px\" height=\"121.804px\" viewBox=\"0 0 121.805 121.804\" style=\"enable-background:new 0 0 121.805 121.804;\" xml:space=\"preserve\"><g>\t<g>\t\t<path d=\"M7.308,68.211h107.188c4.037,0,7.309-3.272,7.309-7.31c0-4.037-3.271-7.309-7.309-7.309H7.308   C3.272,53.593,0,56.865,0,60.902C0,64.939,3.272,68.211,7.308,68.211z\"><\/path>\t<\/g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Buying online and the \u201cCombined Protection\u201d discount<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-1603\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1603\"><p>Due to technical reasons, these protections cannot be sold by themselves online: they must be combined with travel medical insurance. A \u201ccombined protection\u201d discount of 5% is automatically added. If you want to subscribe Trip Cancellation &amp; Interruption insurance without a medical protection, you must contact your broker or one of our sales representatives. Take note that this is possible only in some provinces, due to licensing requirements in other areas.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7d0bc727 e-con-full tm-rc-lr e-flex e-con e-child\" data-id=\"7d0bc727\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;background_motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;background_motion_fx_translateY_effect&quot;:&quot;yes&quot;,&quot;background_motion_fx_translateY_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:2,&quot;sizes&quot;:[]},&quot;background_motion_fx_translateY_direction&quot;:&quot;negative&quot;,&quot;background_motion_fx_translateY_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:100}},&quot;background_motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3e9f9735 e-flex e-con-boxed e-con e-parent\" data-id=\"3e9f9735\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72b5af2 elementor-widget elementor-widget-heading\" data-id=\"72b5af2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FAQs from travellers just like you<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-627554c2 e-flex e-con-boxed e-con e-parent\" data-id=\"627554c2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-48088c9c e-con-full tm-lc-rr e-flex e-con e-child\" data-id=\"48088c9c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;background_motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;background_motion_fx_translateY_effect&quot;:&quot;yes&quot;,&quot;background_motion_fx_translateY_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:2,&quot;sizes&quot;:[]},&quot;background_motion_fx_translateY_direction&quot;:&quot;negative&quot;,&quot;background_motion_fx_translateY_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:100}},&quot;background_motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-98debe3 e-con-full e-flex e-con e-child\" data-id=\"98debe3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fbd1e7f tm-acdn elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-accordion\" data-id=\"fbd1e7f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2641\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2641\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"512\" viewBox=\"0 0 512 512\" width=\"512\"><g id=\"_03_Login\" data-name=\"03 Login\"><path d=\"m256 512a25 25 0 0 1 -25-25v-462a25 25 0 0 1 50 0v462a25 25 0 0 1 -25 25z\"><\/path><path d=\"m487 281h-462a25 25 0 0 1 0-50h462a25 25 0 0 1 0 50z\"><\/path><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Capa_1\" x=\"0px\" y=\"0px\" width=\"121.805px\" height=\"121.804px\" viewBox=\"0 0 121.805 121.804\" style=\"enable-background:new 0 0 121.805 121.804;\" xml:space=\"preserve\"><g>\t<g>\t\t<path d=\"M7.308,68.211h107.188c4.037,0,7.309-3.272,7.309-7.31c0-4.037-3.271-7.309-7.309-7.309H7.308   C3.272,53.593,0,56.865,0,60.902C0,64.939,3.272,68.211,7.308,68.211z\"><\/path>\t<\/g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\"> Can I purchase Baggage insurance by itself?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2641\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2641\"><p>Baggage insurance cannot be sold by itself; it is sold as a package with Trip Cancellation &amp; Interruption insurance, and coverage in the event of Accidental Death &amp; Dismemberment.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2642\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2642\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"512\" viewBox=\"0 0 512 512\" width=\"512\"><g id=\"_03_Login\" data-name=\"03 Login\"><path d=\"m256 512a25 25 0 0 1 -25-25v-462a25 25 0 0 1 50 0v462a25 25 0 0 1 -25 25z\"><\/path><path d=\"m487 281h-462a25 25 0 0 1 0-50h462a25 25 0 0 1 0 50z\"><\/path><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Capa_1\" x=\"0px\" y=\"0px\" width=\"121.805px\" height=\"121.804px\" viewBox=\"0 0 121.805 121.804\" style=\"enable-background:new 0 0 121.805 121.804;\" xml:space=\"preserve\"><g>\t<g>\t\t<path d=\"M7.308,68.211h107.188c4.037,0,7.309-3.272,7.309-7.31c0-4.037-3.271-7.309-7.309-7.309H7.308   C3.272,53.593,0,56.865,0,60.902C0,64.939,3.272,68.211,7.308,68.211z\"><\/path>\t<\/g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What risks are covered by Trip Cancellation-Interruption insurance?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2642\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2642\"><p>If purchased, Trip Cancellation &amp; Interruption insurance covers specific situations that could happen before or during your trip, causing you to cancel or interrupt your trip. Your policy could also provide coverage for your baggage and personal effects, and protection in the event of accidental death or dismemberment. (See the policy for details on covered risks and applicable benefits.)<\/p><p>Fun Fact: Our trip cancellation and interruption insurance was completely revised in July 2025 to better suit the travelers\u2019 needs. We now cover 33 different risks, and you can even add the optional protection \u201cCancel For Any Reason\u201d!<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e2bf820 elementor-widget elementor-widget-button\" data-id=\"7e2bf820\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/faq\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read other FAQs<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-896f4f2 e-flex e-con-boxed e-con e-parent\" data-id=\"896f4f2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3f862c7 e-con-full e-flex e-con e-child\" data-id=\"3f862c7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-246cd1e elementor-widget elementor-widget-heading\" data-id=\"246cd1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Obtenir une soumission<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-207a134 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"207a134\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Afin d&#8217;obtenir davantage d&#8217;information ou encore une soumission, nous vous invitons \u00e0 <strong>contacter votre courtier<\/strong> ou \u00e0 vous<strong> informer aupr\u00e8s de l\u2019un de nos repr\u00e9sentants.<\/strong><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0520ebf elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"0520ebf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Certaines options pourraient ne pas \u00eatre offertes sur notre outil de soumission en ligne.<br \/>Veuillez contacter votre repr\u00e9sentant au besoin.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-48c1aca elementor-widget elementor-widget-button\" data-id=\"48c1aca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/dev.tourmed.ca\/en\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Demander un rappel<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37f9c45 elementor-widget elementor-widget-button\" data-id=\"37f9c45\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/b2c.tourmed.ca\/login\/?guid=1e0331c8-e922-480d-8be7-57f11678c427&#038;_ga=2.138445491.1401825242.1676994869-358141719.1674507469&#038;_gl=1*17mkcma*_ga*MzU4MTQxNzE5LjE2NzQ1MDc0Njk.*_ga_C9MGJ87D5J*MTY3NzE4MjcyOC40Ni4xLjE2NzcxODgyODQuMC4wLjA.\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Demander une soumission<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Travel medical insurance protects your health, but you can also protect your deposits and baggage!<\/p>\n","protected":false},"author":12,"featured_media":3263,"parent":3711,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-3716","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/dev.tourmed.ca\/en\/wp-json\/wp\/v2\/pages\/3716","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dev.tourmed.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/dev.tourmed.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/dev.tourmed.ca\/en\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/dev.tourmed.ca\/en\/wp-json\/wp\/v2\/comments?post=3716"}],"version-history":[{"count":0,"href":"https:\/\/dev.tourmed.ca\/en\/wp-json\/wp\/v2\/pages\/3716\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/dev.tourmed.ca\/en\/wp-json\/wp\/v2\/pages\/3711"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dev.tourmed.ca\/en\/wp-json\/wp\/v2\/media\/3263"}],"wp:attachment":[{"href":"https:\/\/dev.tourmed.ca\/en\/wp-json\/wp\/v2\/media?parent=3716"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}