{"id":3706,"date":"2021-07-25T03:01:28","date_gmt":"2021-07-25T07:01:28","guid":{"rendered":"https:\/\/dev.tourmed.ca\/our-travel-insurance\/options\/optional-exclusion\/"},"modified":"2025-07-14T16:11:58","modified_gmt":"2025-07-14T20:11:58","slug":"optional-exclusion","status":"publish","type":"page","link":"https:\/\/dev.tourmed.ca\/en\/travel-insurance\/our-options\/optional-exclusion\/","title":{"rendered":"Optional Exclusion"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3706\" class=\"elementor elementor-3706 elementor-300\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6639443f stickymtop e-flex e-con-boxed e-con e-parent\" data-id=\"6639443f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-713e7cb2 e-con-full e-flex e-con e-child\" data-id=\"713e7cb2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5e7964b3 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"5e7964b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Optional Exclusion<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a22d7f9 elementor-widget__width-auto elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"1a22d7f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/dev.tourmed.ca\/en\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request a call back<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-23fcd555 elementor-widget elementor-widget-button\" data-id=\"23fcd555\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/dev.tourmed.ca\/en\/quote\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get a quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7915bb87 e-con-full tm-rc-lr e-flex elementor-invisible e-con e-child\" data-id=\"7915bb87\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;background_motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;background_motion_fx_translateY_effect&quot;:&quot;yes&quot;,&quot;background_motion_fx_translateY_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]},&quot;background_motion_fx_translateY_direction&quot;:&quot;negative&quot;,&quot;animation&quot;:&quot;fadeInDown&quot;,&quot;background_motion_fx_range&quot;:&quot;viewport&quot;,&quot;background_motion_fx_translateY_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:100}},&quot;background_motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3ed9b970 elementor-widget__width-auto elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"3ed9b970\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg class=\"text-red-500 fill-current w-18 h-auto xl:w-28\" viewBox=\"0 0 210 210\"><path d=\"m140 140v70h-70v-70zm-70-70v70h-70v-70zm140 0v70h-70v-70zm-70-70v70h-70v-70z\" fill-rule=\"evenodd\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5f4fe25a e-flex e-con-boxed e-con e-parent\" data-id=\"5f4fe25a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-17669c9a elementor-widget elementor-widget-text-editor\" data-id=\"17669c9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Simply put<\/h2>\n<p>For a pre-existing medical condition (in other words, a condition that existed before your departure) to be covered while on your trip, it must have been \u201cStable and Controlled\u201d for a certain time before your departure. If our <a href=\"https:\/\/dev.tourmed.ca\/en\/travel-insurance\/options\/reduced-stability-period\/\">Reduced Stability Period<\/a> option is not a possible choice, you could be tempted by our Optional Exclusion.<\/p>\n<p>If a system or organ is afflicted by an unstable medical condition, this option will exclude the system or organ, in return for a lower premium.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35e44848 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"35e44848\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Does this option meet your needs?<\/h2>\n<ul>\n<li>You are between 60 and 85 years old.<\/li>\n<li>One of your pre-existing medical conditions won\u2019t be \u00ab Stable and Controlled \u00bb on your departure date and the Reduced Stability Period option is not a possibility.<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-793ccb93 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"793ccb93\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What else do you need to know?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2db87e3 e-flex e-con-boxed e-con e-parent\" data-id=\"2db87e3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a68325b e-con-full tm-lc-rr e-flex e-con e-child\" data-id=\"a68325b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;background_motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;background_motion_fx_translateY_effect&quot;:&quot;yes&quot;,&quot;background_motion_fx_translateY_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:2,&quot;sizes&quot;:[]},&quot;background_motion_fx_translateY_direction&quot;:&quot;negative&quot;,&quot;background_motion_fx_translateY_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:100}},&quot;background_motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-593747a e-con-full e-flex e-con e-child\" data-id=\"593747a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cf57989 tm-acdn elementor-widget__width-inherit elementor-widget elementor-widget-accordion\" data-id=\"cf57989\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2171\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2171\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"512\" viewBox=\"0 0 512 512\" width=\"512\"><g id=\"_03_Login\" data-name=\"03 Login\"><path d=\"m256 512a25 25 0 0 1 -25-25v-462a25 25 0 0 1 50 0v462a25 25 0 0 1 -25 25z\"><\/path><path d=\"m487 281h-462a25 25 0 0 1 0-50h462a25 25 0 0 1 0 50z\"><\/path><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Capa_1\" x=\"0px\" y=\"0px\" width=\"121.805px\" height=\"121.804px\" viewBox=\"0 0 121.805 121.804\" style=\"enable-background:new 0 0 121.805 121.804;\" xml:space=\"preserve\"><g>\t<g>\t\t<path d=\"M7.308,68.211h107.188c4.037,0,7.309-3.272,7.309-7.31c0-4.037-3.271-7.309-7.309-7.309H7.308   C3.272,53.593,0,56.865,0,60.902C0,64.939,3.272,68.211,7.308,68.211z\"><\/path>\t<\/g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Eligibility<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2171\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2171\"><p>This option is offered to travellers 60 to 85 years old, who answered a medical questionnaire. Conditions apply. Speak with your representative or read the policy wording for details.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2172\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2172\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"512\" viewBox=\"0 0 512 512\" width=\"512\"><g id=\"_03_Login\" data-name=\"03 Login\"><path d=\"m256 512a25 25 0 0 1 -25-25v-462a25 25 0 0 1 50 0v462a25 25 0 0 1 -25 25z\"><\/path><path d=\"m487 281h-462a25 25 0 0 1 0-50h462a25 25 0 0 1 0 50z\"><\/path><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Capa_1\" x=\"0px\" y=\"0px\" width=\"121.805px\" height=\"121.804px\" viewBox=\"0 0 121.805 121.804\" style=\"enable-background:new 0 0 121.805 121.804;\" xml:space=\"preserve\"><g>\t<g>\t\t<path d=\"M7.308,68.211h107.188c4.037,0,7.309-3.272,7.309-7.31c0-4.037-3.271-7.309-7.309-7.309H7.308   C3.272,53.593,0,56.865,0,60.902C0,64.939,3.272,68.211,7.308,68.211z\"><\/path>\t<\/g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Exclusion of a system or organ<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2172\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2172\"><p>The policy wording states that a condition which does not meet the definition of \u201cStable and Controlled\u201d will be excluded from your coverage. When using the Optional Exclusion, you will exclude the organ or complete system that\u2019s afflicted by a condition disclosed in your medical questionnaire, in return for a lower premium.<\/p>\n<p>As an example, a person whose asthma does not meet the definition of \u201cStable and Controlled\u201d would not only have their asthma excluded, but the entire respiratory system. This means that a possible pneumonia or bronchitis while on their trip would also be excluded.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-38c3c99b e-flex e-con-boxed e-con e-parent\" data-id=\"38c3c99b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-27d56956 elementor-widget elementor-widget-heading\" data-id=\"27d56956\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FAQs from travellers just like you<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f6c7103 e-flex e-con-boxed e-con e-parent\" data-id=\"f6c7103\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-f70adc5 e-con-full e-flex e-con e-child\" data-id=\"f70adc5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-904c4c0 tm-acdn elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-accordion\" data-id=\"904c4c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-1511\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1511\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"512\" viewBox=\"0 0 512 512\" width=\"512\"><g id=\"_03_Login\" data-name=\"03 Login\"><path d=\"m256 512a25 25 0 0 1 -25-25v-462a25 25 0 0 1 50 0v462a25 25 0 0 1 -25 25z\"><\/path><path d=\"m487 281h-462a25 25 0 0 1 0-50h462a25 25 0 0 1 0 50z\"><\/path><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Capa_1\" x=\"0px\" y=\"0px\" width=\"121.805px\" height=\"121.804px\" viewBox=\"0 0 121.805 121.804\" style=\"enable-background:new 0 0 121.805 121.804;\" xml:space=\"preserve\"><g>\t<g>\t\t<path d=\"M7.308,68.211h107.188c4.037,0,7.309-3.272,7.309-7.31c0-4.037-3.271-7.309-7.309-7.309H7.308   C3.272,53.593,0,56.865,0,60.902C0,64.939,3.272,68.211,7.308,68.211z\"><\/path>\t<\/g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What do you mean by \u201cStable and Controlled\u201d?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-1511\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1511\"><p>The stability of your medical conditions is probably the most important concept in your travel insurance policy, so understanding it is crucial.<\/p>\n<p>To be \u201cstable and controlled\u201d means that there has not been any change pertaining to a medical condition within the 3 or 6 months before your departure (3 months for insureds of 59 years old and less, 6 months for insureds of 60 years old and over). And by \u201cchange\u201d, we mean (among others): no new diagnosis, no new prescription or modification to an existing prescription, no test or evaluation, no recommendation to be seen by a specialist, no new symptoms, no aggravation of the condition, etc.<\/p>\n<p>You must also be aware that even though your doctor said you were \u201cstable\u201d, \u201cbrand new\u201d, or \u201cgood to go\u201d, it does not necessarily correspond to the definition of \u201cStable and Controlled\u201d in the policy. In the event of a claim, we will refer to the latter so make sure that you read it carefully, and that you understand it. You may also ask your representative for information.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-1512\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1512\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"512\" viewBox=\"0 0 512 512\" width=\"512\"><g id=\"_03_Login\" data-name=\"03 Login\"><path d=\"m256 512a25 25 0 0 1 -25-25v-462a25 25 0 0 1 50 0v462a25 25 0 0 1 -25 25z\"><\/path><path d=\"m487 281h-462a25 25 0 0 1 0-50h462a25 25 0 0 1 0 50z\"><\/path><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Capa_1\" x=\"0px\" y=\"0px\" width=\"121.805px\" height=\"121.804px\" viewBox=\"0 0 121.805 121.804\" style=\"enable-background:new 0 0 121.805 121.804;\" xml:space=\"preserve\"><g>\t<g>\t\t<path d=\"M7.308,68.211h107.188c4.037,0,7.309-3.272,7.309-7.31c0-4.037-3.271-7.309-7.309-7.309H7.308   C3.272,53.593,0,56.865,0,60.902C0,64.939,3.272,68.211,7.308,68.211z\"><\/path>\t<\/g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What kind of discount can I expect if I select the \u201cOptional Exclusion\u201d option?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-1512\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1512\"><p>There is no fixed discount for the option. Premium is calculated upon a combination of various factors, including your age, the system or organ to exclude, and your other medical conditions. The best way to find out what your premium will be is to ask for a quote!<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee4c8ae elementor-widget elementor-widget-button\" data-id=\"ee4c8ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/faq\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read other FAQs<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d741546 e-con-full tm-rc-lr e-flex e-con e-child\" data-id=\"d741546\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;background_motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;background_motion_fx_translateY_effect&quot;:&quot;yes&quot;,&quot;background_motion_fx_translateY_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:2,&quot;sizes&quot;:[]},&quot;background_motion_fx_translateY_direction&quot;:&quot;negative&quot;,&quot;background_motion_fx_translateY_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:100}},&quot;background_motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5c30ff53 e-flex e-con-boxed e-con e-parent\" data-id=\"5c30ff53\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-216db087 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"216db087\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"w-7 h-auto stroke-current\" height=\"74.4387\" viewBox=\"0 0 71.7758995 74.4387\" width=\"71.7759\"><g fill=\"none\" fill-rule=\"evenodd\"><path d=\"m47.4851 48.9936c-8.177 0-15.032-6.178-15.879-14.311l-1.293-12.418c-.98-9.42 6.408-17.618 15.879-17.618h2.586c9.471 0 16.858 8.198 15.878 17.618l-1.293 12.418c-.847 8.133-7.701 14.311-15.878 14.311z\" stroke=\"#003898\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\"><\/path><path d=\"m55.9998 46.5317c3.579 4.893 7.995 8.144 12.038 10.287 5.105 2.706 4.929 10.084-.208 12.727-6.081 3.129-12.956 4.893-20.345 4.893s-14.263-1.764-20.345-4.893c-5.137-2.643-5.313-10.021-.208-12.727 4.043-2.143 8.459-5.394 12.038-10.287\" stroke=\"#003898\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\"><\/path><path d=\"m.409 21.8867 2.442 2.842 3.947-7.547\"><\/path><path d=\"m.409 21.8867 2.442 2.842 3.947-7.547\" stroke=\"#e1261c\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\"><\/path><path d=\"m14.2322 20.9555h8.371\" stroke=\"#e1261c\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\"><\/path><path d=\"m.409 4.705 2.442 2.843 3.947-7.548\"><\/path><g stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\"><path d=\"m.409 4.705 2.442 2.843 3.947-7.548\" stroke=\"#e1261c\"><\/path><path d=\"m14.2322 3.7739h13.371\" stroke=\"#e1261c\"><\/path><path d=\"m14.2322 38.5337h9.371\" stroke=\"#003898\"><\/path><path d=\"m0 42.1363h7.207v-7.207h-7.207z\" stroke=\"#003898\"><\/path><path d=\"m34.0017 10.3105c.544 8.946 9.237 12.636 15.747 10.645 5.063-1.548 7.485-3.773 7.485-3.773s-1.353 9.364 6.7 12.02\" stroke=\"#003898\"><\/path><path d=\"m32.3533 53.3252c4.562 2.255 9.698 3.522 15.132 3.522 5.432 0 10.569-1.267 15.131-3.522\" stroke=\"#003898\"><\/path><\/g><\/g><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-664b92ff elementor-widget elementor-widget-heading\" data-id=\"664b92ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">You could be interested by these other options<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-add-querytype-items e-add-queryskin-carousel elementor-element elementor-element-7fdf960 e-add-align-center mt-item-crsl e-add-carousel-effect-slide e-add-carousel-direction-horizontal e-add-carousel-direction-horizontal e-add-posts-layout-default elementor-invisible elementor-widget elementor-widget-e-query-itemslist\" data-id=\"7fdf960\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;carousel_spaceBetween&quot;:25,&quot;carousel_loop&quot;:&quot;yes&quot;,&quot;carousel_slidesPerView&quot;:3,&quot;carousel_slidesColumn&quot;:1,&quot;carousel_keyboardControl&quot;:&quot;yes&quot;,&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;carousel_slidesPerView_tablet&quot;:2,&quot;carousel_slidesPerView_mobile&quot;:1,&quot;carousel_spaceBetween_tablet&quot;:20,&quot;carousel_speed_slider&quot;:300,&quot;carousel_effects&quot;:&quot;slide&quot;,&quot;carousel_direction_slider&quot;:&quot;horizontal&quot;,&quot;carousel_slidesPerGroup&quot;:1,&quot;carousel_useNavigation&quot;:&quot;yes&quot;,&quot;carousel_usePagination&quot;:&quot;yes&quot;,&quot;carousel_pagination_type&quot;:&quot;bullets&quot;,&quot;carousel_bullets_style&quot;:&quot;default&quot;,&quot;carousel_direction_pagination&quot;:&quot;horizontal&quot;,&quot;carousel_slidesOffsetBefore&quot;:0,&quot;carousel_slidesOffsetAfter&quot;:0,&quot;carousel_slidesPerColumnFill&quot;:&quot;row&quot;,&quot;carousel_allowTouchMove&quot;:&quot;yes&quot;,&quot;carousel_watchOverflow&quot;:&quot;yes&quot;}\" data-widget_type=\"e-query-itemslist.carousel\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"e-add-carousel-container\">        <div class=\"e-add-posts-container e-add-posts  swiper-container e-add-skin-carousel \">\r\n                        <div class=\"e-add-posts-wrapper swiper-wrapper e-add-wrapper-carousel \">\r\n                        <article class=\"e-add-querytype-post e-add-post e-add-post-item e-add-post-item-7fdf960 swiper-slide e-add-item-carousel post-3706 page type-page status-publish has-post-thumbnail hentry\" data-post-id=\"\" data-index=\"0\">\r\n                        <div class=\"e-add-post-block e-add-post-block-0 e-add-post-overlayhover\">\r\n                <div class=\" e-add-item e-add-item_imageoricon elementor-repeater-item-dec24c5\" data-item-id=\"dec24c5\"><a class=\"e-add-post-image\" href=\"\/en\/travel-insurance\/options\/25-deposit-option\/\"><figure class=\"e-add-img\"><img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"440\" src=\"https:\/\/dev.tourmed.ca\/wp-content\/uploads\/2021\/07\/assurance-medicale-individuelle-par-voyage-1024x563.jpg\" class=\"attachment-large size-large wp-image-25\" alt=\"\" srcset=\"https:\/\/dev.tourmed.ca\/wp-content\/uploads\/2021\/07\/assurance-medicale-individuelle-par-voyage-1024x563.jpg 1024w, https:\/\/dev.tourmed.ca\/wp-content\/uploads\/2021\/07\/assurance-medicale-individuelle-par-voyage-300x165.jpg 300w, https:\/\/dev.tourmed.ca\/wp-content\/uploads\/2021\/07\/assurance-medicale-individuelle-par-voyage-768x422.jpg 768w, https:\/\/dev.tourmed.ca\/wp-content\/uploads\/2021\/07\/assurance-medicale-individuelle-par-voyage-1536x844.jpg 1536w, https:\/\/dev.tourmed.ca\/wp-content\/uploads\/2021\/07\/assurance-medicale-individuelle-par-voyage-60x33.jpg 60w, https:\/\/dev.tourmed.ca\/wp-content\/uploads\/2021\/07\/assurance-medicale-individuelle-par-voyage.jpg 1600w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/figure><\/a><\/div><div class=\" e-add-item e-add-item_title elementor-repeater-item-1d3904a\" data-item-id=\"1d3904a\"><h3 class=\"e-add-post-title\">25% Deposit Option<\/h3><\/div><div class=\" e-add-item e-add-item_descriptiontext elementor-repeater-item-03c9167\" data-item-id=\"03c9167\"><span class=\"e-add-descriptiontext\"><p>You pay 25% of the premium at the time of purchase. Balance is payable up to 2 weeks before your departure.<\/p><\/span><\/div><div class=\" e-add-item e-add-item_subtitle elementor-repeater-item-d778728\" data-item-id=\"d778728\"><span class=\"e-add-subtitleitem\">Learn more<\/span><\/div><div class=\" e-add-item e-add-item_readmore elementor-repeater-item-223aeea\" data-item-id=\"223aeea\">            <div class=\"e-add-post-button\">\r\n                <a href=\"\/en\/travel-insurance\/options\/25-deposit-option\/\" class=\"elementor-button-link elementor-button e-add-button elementor-size-xs\" role=\"button\">\r\n                                    <\/a>\r\n            <\/div>\r\n            <\/div>            <\/div>\r\n                    <\/article>\r\n                <article class=\"e-add-querytype-post e-add-post e-add-post-item e-add-post-item-7fdf960 swiper-slide e-add-item-carousel post-3706 page type-page status-publish has-post-thumbnail hentry\" data-post-id=\"\" data-index=\"1\">\r\n                        <div class=\"e-add-post-block e-add-post-block-1 e-add-post-overlayhover\">\r\n                <div class=\" e-add-item e-add-item_imageoricon elementor-repeater-item-dec24c5\" data-item-id=\"dec24c5\"><a class=\"e-add-post-image\" href=\"\/en\/travel-insurance\/options\/deductibles-offering-a-discount-on-your-premium\/\"><figure class=\"e-add-img\"><img decoding=\"async\" width=\"800\" height=\"533\" src=\"https:\/\/dev.tourmed.ca\/wp-content\/uploads\/2021\/06\/couple-bryceCanyon-1024x682.jpg\" class=\"attachment-large size-large wp-image-18\" alt=\"\" srcset=\"https:\/\/dev.tourmed.ca\/wp-content\/uploads\/2021\/06\/couple-bryceCanyon-1024x682.jpg 1024w, https:\/\/dev.tourmed.ca\/wp-content\/uploads\/2021\/06\/couple-bryceCanyon-300x200.jpg 300w, https:\/\/dev.tourmed.ca\/wp-content\/uploads\/2021\/06\/couple-bryceCanyon-768x511.jpg 768w, https:\/\/dev.tourmed.ca\/wp-content\/uploads\/2021\/06\/couple-bryceCanyon-1536x1022.jpg 1536w, https:\/\/dev.tourmed.ca\/wp-content\/uploads\/2021\/06\/couple-bryceCanyon-60x40.jpg 60w, https:\/\/dev.tourmed.ca\/wp-content\/uploads\/2021\/06\/couple-bryceCanyon.jpg 1600w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/figure><\/a><\/div><div class=\" e-add-item e-add-item_title elementor-repeater-item-1d3904a\" data-item-id=\"1d3904a\"><h3 class=\"e-add-post-title\">Deductibles offering a discount on your premium<\/h3><\/div><div class=\" e-add-item e-add-item_descriptiontext elementor-repeater-item-03c9167\" data-item-id=\"03c9167\"><span class=\"e-add-descriptiontext\"><p>Traditional or Hospital-Care, you will save from 5% to 35%.<\/p><\/span><\/div><div class=\" e-add-item e-add-item_subtitle elementor-repeater-item-d778728\" data-item-id=\"d778728\"><span class=\"e-add-subtitleitem\">Learn more<\/span><\/div><div class=\" e-add-item e-add-item_readmore elementor-repeater-item-223aeea\" data-item-id=\"223aeea\">            <div class=\"e-add-post-button\">\r\n                <a href=\"\/en\/travel-insurance\/options\/deductibles-offering-a-discount-on-your-premium\/\" class=\"elementor-button-link elementor-button e-add-button elementor-size-xs elementor-button-link elementor-button e-add-button elementor-size-xs\" role=\"button button\">\r\n                                    <\/a>\r\n            <\/div>\r\n            <\/div>            <\/div>\r\n                    <\/article>\r\n                <article class=\"e-add-querytype-post e-add-post e-add-post-item e-add-post-item-7fdf960 swiper-slide e-add-item-carousel post-3706 page type-page status-publish has-post-thumbnail hentry\" data-post-id=\"\" data-index=\"2\">\r\n                        <div class=\"e-add-post-block e-add-post-block-2 e-add-post-overlayhover\">\r\n                <div class=\" e-add-item e-add-item_imageoricon elementor-repeater-item-dec24c5\" data-item-id=\"dec24c5\"><a class=\"e-add-post-image\" href=\"\/en\/travel-insurance\/our-options\/reduced-or-extended-stability-period\/\"><figure class=\"e-add-img\"><img decoding=\"async\" width=\"800\" height=\"440\" src=\"https:\/\/dev.tourmed.ca\/wp-content\/uploads\/2021\/07\/assurance-medicale-individuelle-annuelle-multi-voyage-1024x563.jpg\" class=\"attachment-large size-large wp-image-24\" alt=\"\" srcset=\"https:\/\/dev.tourmed.ca\/wp-content\/uploads\/2021\/07\/assurance-medicale-individuelle-annuelle-multi-voyage-1024x563.jpg 1024w, https:\/\/dev.tourmed.ca\/wp-content\/uploads\/2021\/07\/assurance-medicale-individuelle-annuelle-multi-voyage-300x165.jpg 300w, https:\/\/dev.tourmed.ca\/wp-content\/uploads\/2021\/07\/assurance-medicale-individuelle-annuelle-multi-voyage-768x422.jpg 768w, https:\/\/dev.tourmed.ca\/wp-content\/uploads\/2021\/07\/assurance-medicale-individuelle-annuelle-multi-voyage-1536x844.jpg 1536w, https:\/\/dev.tourmed.ca\/wp-content\/uploads\/2021\/07\/assurance-medicale-individuelle-annuelle-multi-voyage-60x33.jpg 60w, https:\/\/dev.tourmed.ca\/wp-content\/uploads\/2021\/07\/assurance-medicale-individuelle-annuelle-multi-voyage.jpg 1600w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/figure><\/a><\/div><div class=\" e-add-item e-add-item_title elementor-repeater-item-1d3904a\" data-item-id=\"1d3904a\"><h3 class=\"e-add-post-title\">Reduced or Extended Stability<\/h3><\/div><div class=\" e-add-item e-add-item_descriptiontext elementor-repeater-item-03c9167\" data-item-id=\"03c9167\"><span class=\"e-add-descriptiontext\"><p>Decrease or increase the required stability period. A surcharge or a discount will apply, depending on the selected option.<\/p><\/span><\/div><div class=\" e-add-item e-add-item_subtitle elementor-repeater-item-d778728\" data-item-id=\"d778728\"><span class=\"e-add-subtitleitem\">Learn more<\/span><\/div><div class=\" e-add-item e-add-item_readmore elementor-repeater-item-223aeea\" data-item-id=\"223aeea\">            <div class=\"e-add-post-button\">\r\n                <a href=\"\/en\/travel-insurance\/our-options\/reduced-or-extended-stability-period\/\" class=\"elementor-button-link elementor-button e-add-button elementor-size-xs elementor-button-link elementor-button e-add-button elementor-size-xs elementor-button-link elementor-button e-add-button elementor-size-xs\" role=\"button button button\">\r\n                                    <\/a>\r\n            <\/div>\r\n            <\/div>            <\/div>\r\n                    <\/article>\r\n                    <\/div>\r\n                    <\/div>\r\n        <div class=\"e-add-carousel-controls\" data-post-id=\"\"><div class=\"e-add-container-pagination swiper-container-horizontal\"><div class=\"swiper-pagination pagination-7fdf960- e-add-nav-style nav--default\"><\/div><\/div><div class=\"e-add-container-navigation swiper-container-horizontal\"><div class=\"swiper-button-prev prev-7fdf960- e-add-navigation-circle\"><div class=\"arrow-wrap e-add-cards-touch-button\">\r\n            <svg x=\"0px\" y=\"0px\" width=\"80px\" height=\"80px\" xml:space=\"preserve\">\r\n            <polyline fill=\"none\" stroke=\"#000000\" stroke-width=\"2\" stroke-dasharray=\"0,0\" points=\"40,80 0,40 40,0 \"\/>\r\n            <line fill=\"none\" stroke=\"#000000\" stroke-width=\"2\" stroke-dasharray=\"0,0\" x1=\"0\" y1=\"40\" x2=\"80\" y2=\"40\"\/>\r\n            <\/svg>\r\n            <\/div><\/div><div class=\"swiper-button-next next-7fdf960- e-add-navigation-circle\"><div class=\"arrow-wrap e-add-cards-touch-button\">\r\n            <svg x=\"0px\" y=\"0px\" width=\"80px\" height=\"80px\" xml:space=\"preserve\">\r\n                <polyline fill=\"none\" stroke=\"#000000\" stroke-width=\"2\" points=\"40,80 80,40 40,0\"\/>\r\n                <line fill=\"none\" stroke=\"#000000\" stroke-width=\"2\" stroke-dasharray=\"0,0\" x1=\"80\" y1=\"40\" x2=\"0\" y2=\"40\"\/>\r\n            <\/svg>\r\n            <\/div><\/div><\/div><\/div><\/div>        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2458f95 e-flex e-con-boxed e-con e-parent\" data-id=\"2458f95\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2315ba6f e-con-full e-flex e-con e-child\" data-id=\"2315ba6f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-318d3bb8 elementor-widget elementor-widget-heading\" data-id=\"318d3bb8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Get a quote<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30c2b71f elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"30c2b71f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Contact your broker, get a quote online, or speak with one of our sales representatives.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-432ed18c elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"432ed18c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>(Some of the options may not be available on our online quoting tool. Speak with your representative if necessary.)<\/em><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9f7ab69 elementor-widget elementor-widget-button\" data-id=\"9f7ab69\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/dev.tourmed.ca\/en\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request a call back<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5aa0b0a9 elementor-widget elementor-widget-button\" data-id=\"5aa0b0a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/b2c.tourmed.ca\/login\/?guid=1e0331c8-e922-480d-8be7-57f11678c427&#038;_ga=2.117421698.547476476.1678108869-358141719.1674507469&#038;_gl=1*1vqg7mx*_ga*MzU4MTQxNzE5LjE2NzQ1MDc0Njk.*_ga_C9MGJ87D5J*MTY3ODEyOTE3Ny42My4xLjE2NzgxMjk2NzkuMC4wLjA.\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get a quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Reduced premium in return for an exclusion on a given body system or organ.<\/p>\n","protected":false},"author":12,"featured_media":3254,"parent":3606,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-3706","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/dev.tourmed.ca\/en\/wp-json\/wp\/v2\/pages\/3706","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dev.tourmed.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/dev.tourmed.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/dev.tourmed.ca\/en\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/dev.tourmed.ca\/en\/wp-json\/wp\/v2\/comments?post=3706"}],"version-history":[{"count":0,"href":"https:\/\/dev.tourmed.ca\/en\/wp-json\/wp\/v2\/pages\/3706\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/dev.tourmed.ca\/en\/wp-json\/wp\/v2\/pages\/3606"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dev.tourmed.ca\/en\/wp-json\/wp\/v2\/media\/3254"}],"wp:attachment":[{"href":"https:\/\/dev.tourmed.ca\/en\/wp-json\/wp\/v2\/media?parent=3706"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}